Kogan Money credit cards

By   |   Verified by David Boyd   |   Updated 26th January 2022

Comparing Kogan Money credit cards

Kogan Money Black Card

Kogan Money Black Card

Balance transfer

12 months at 0% p.a.

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing


  • Get $400 Kogan.com Credit when you spend $1,500 on eligible purchases in 90 days from card approval
  • No annual fees.
  • 0% p.a. for 12 months on balance transfers with 0% balance transfer fee. Reverts to cash advance rate of 21.74% p.a.

More about Kogan Money credit cards

Our guide to Kogan Money's credit card promotions, balance transfers, rewards, rates, and fees.

  • FAQs

Are there any other ways to use Kogan Rewards Points, other than for shopping at Kogan.com.au?

Yes. You can also pay with points for Kogan Mobile and Kogan Internet.

How can I redeem Kogan Rewards Points?

You can use your Kogan Rewards Points to pay for online shopping purchases from Kogan.com.au. You need to create a Kogan.com account and register your card for ‘Shop with points’ in your account dashboard. Then, after selecting your chosen product and proceeding to checkout, you will be given an option to pay for all or part of your purchase with points.

You can also pay with points for Kogan Mobile and Kogan Internet.

How many credit cards does Kogan have?

At the moment, just one, the Kogan Money Black Card, a rewards points credit card.

I see that the Kogan Money Black Card comes with free membership of Kogan First. What is Kogan First?

Kogan First is a loyalty scheme similar to Amazon Prime. Membership normally costs $99 per year, and members get free shipping on eligible Kogan.com.au purchases (or a free express shipping upgrade if free delivery is already offered), priority customer service and exclusive member-only special offers.

Which bank issues Kogan credit cards?

Citi is the card issuer, on behalf of Kogan Australia Pty Ltd.