Interest-free offers from thousands of retailers online and in-store.
No account establishment fee and up to 55 interest-free days.
A monthly account service fee of $8.95 for outstanding balances above $10.
Pros and cons
The 0% on interest-free payment plans.
Enjoy 6 months interest-free on everyday purchases over $250.
Up to 55 interest-free days.
High 25.90% p.a. interest rate on everyday purchases.
High late payment fee of $35.
A monthly account service fee instead of an annual fee.
Rates and fees
Additional cardholders. Add another cardholder for free and share the account with family members. The primary cardholder is responsible for managing the account and making all repayments on time.
Digital wallets. This card supports Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
Gambling transactions. Gambling transactions are permitted and will be classified as cash advances.
Rewards and benefits
Complimentary travel insurance. The Latitude GO Mastercard does not come with complimentary international travel insurance.
Concierge services. The services of a credit card concierge service are not available.
Insurances. Cardholders get fraud protection, purchase protection insurance, and price protection insurance. They also have repayment insurance available.
Rewards points. The Latitude GO Mastercard does not have a rewards program.
Sign up bonus. Since there is no rewards program, there is also no sign up bonus offer for new customers.
Rates and fees
Annual fee. This card is free of any annual fee. However, a $8.95 monthly account service free will be charged when your outstanding balance is more than $10.
Balance transfers. This card does not have a balance transfer offer at present.
Cash advances. All cash advances will incur a 25.90% p.a. interest rate, payable immediately from the transaction date. A one-off cash advance fee will also be charged. This is more expensive than the average.
Foreign exchange fee. Any purchases made online or overseas in a foreign currency will incur a 3% fee, which is around average.
Interest-free period. Enjoy up to 55 days interest-free on purchases (excluding cash advances) when you have paid your previous balance or made the minimum required payment.
Purchases. The Latitude GO Mastercard does not have an introductory offer on purchases. All purchases will be charged interest at 25.90% p.a. This rate is higher than the average.
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