Latitude GO Mastercard

The basics

• Additional cardholders. Add another cardholder for free and share the account with family members. The primary cardholder is responsible for managing the account and making all repayments on time.
• Digital wallets. This card supports Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
• Gambling transactions. Gambling transactions are permitted and will be classified as cash advances.

Rewards and benefits

• Complimentary travel insurance. The Latitude GO Mastercard does not come with complimentary international travel insurance.
• Concierge services. The services of a credit card concierge service are not available.
• Insurances. Cardholders get fraud protection, purchase protection insurance, and price protection insurance. They also have repayment insurance available.
• Rewards points. The Latitude GO Mastercard does not have a rewards program.
• Sign up bonus. Since there is no rewards program, there is also no sign up bonus offer for new customers.

Rates and fees

• Annual fee. This card is free of any annual fee. However, a $8.95 monthly account service free will be charged when your outstanding balance is more than $10.
• Balance transfers. This card does not have a balance transfer offer at present.
• Cash advances. All cash advances will incur a 25.90% p.a. interest rate, payable immediately from the transaction date. A one-off cash advance fee will also be charged. This is more expensive than the average.
• Foreign exchange fee. Any purchases made online or overseas in a foreign currency will incur a 3% fee, which is around average.
• Interest-free period. Enjoy up to 55 days interest-free on purchases (excluding cash advances) when you have paid your previous balance or made the minimum required payment.
• Purchases. The Latitude GO Mastercard does not have an introductory offer on purchases. All purchases will be charged interest at 25.90% p.a. This rate is higher than the average.