MONEYME

Looking for faster, more convenient, and simpler access to credit? MONEYME offers online loans up to $50,000. Their advanced technology platform allows them to provide an outcome in a matter of seconds, with funds sent immediately once approved.

MONEYME credit card

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MONEYME Freestyle Virtual Card

MONEYME Freestyle Virtual Card

Highlights

  • Use virtual card instantly once approved (typically within 60 mins)
  • Tap n Pay with up to 55 days interest free
  • Use credit to transfer money to anyone
  • Exclusive perks & many more features
  • Thousands of 5-star customer reviews

Bank promo

  • Get MONEYME's lowest advertised rate EVER of 18.24% p.a.
  • Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.
  • Be eligible for deals and credit back offers at over 2,000 participating stores thanks to MONEYME Perks, powered by Cashrewards. Terms and conditions apply.

Pros

  • Available to use immediately after approval.
  • Money can be transferred to your bank account.
  • Get cashback at participating stores with Cashrewards.

Cons

  • The maximum credit limit is comparatively low.
  • Combination of annual and monthly fees can be quite expensive for the highest credit limit.
  • There is a 1.5% withdrawal fee.

MONEYME personal loan

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MONEYME Flexible Personal Loan (Good Credit History Only)

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MONEYME Flexible Personal Loan (Good Credit History Only)

Interest rate

From 9.20% (personalised)

Comparison rate

From 10.58% (personalised)

Repayment period

3 years

Application fee

From $395.00

Monthly repayment

$650.46

Total repayment

$23,416.56

Highlights

  • Check your rate and repayments without impacting your credit score.
  • Money can be in your bank account in as little as 60 minutes (if approved).
  • Fast approvals, flexible repayments, and no early exit fees.
  • Thousands of 5-star reviews.