Apply by 30 November 2024

BankSA Amplify Platinum Credit Card (Amplify)

Name: BankSA Amplify Platinum Credit Card (Amplify)
Brand: BankSA
Rating: 4.6 (1 reviews)

Earn 100,000 bonus Amplify Points upon spending $3,000 on eligible purchases within 90 days from card approval, potentially valued at up to $450 in eGift cards. Exclusions apply.
Enjoy a discounted annual fee of $49 p.a. for the first year ($124 p.a. annual fee thereafter).
Earn 1 point for every $1 spent on eligible purchases.

Pros and cons

The 100,000 bonus Amplify Points.
Earn uncapped Amplify Points per dollar on eligible purchases.
Comes with complimentary insurance (terms, conditions, exclusions, and eligibility criteria apply).
Compatible with Apple Pay, Google Pay, and Samsung Pay.

Additional cardholders. You can add one additional cardholder for free for this card. Note that you will be responsible for managing the account and making repayments.
Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. BankSA has blocked gambling-related purchases on the Amplify Platinum Credit Card.

Complimentary travel insurance. The BankSA Amplify Platinum Credit Card provides cardholders with complimentary international travel insurance coverage. Eligibility criteria apply and the card must have been used to purchase eligible travel expenses prior to departure in order for the cover to be active.
Concierge services. The BankSA Amplify Platinum Credit Card does not include a concierge service.
Rewards points. With the BankSA Amplify Platinum Credit Card, cardholders can earn 1 point per $1 spent on eligible purchases into the Amplify Rewards program. Points earned from overseas transactions will be doubled. Points can be redeemed for a range of rewards including travel, gift cards, merchandise, and more.
Sign-up bonus. BankSA offers a signup bonus of 100,000 points when you spend $3000 on eligible purchases in the first 90 days.

Annual fee. The annual fee for the first year of this credit card is $49 and then reverts to an ongoing fee of $124 per year thereafter.
Balance transfers. BankSA Amplify Platinum Credit Card has no introductory balance transfer offer at the moment.
Cash advances. Cash advances will attract a higher of 21.99% p.a. or Cash Advance Rate, with interest accruing immediately from the date of the cash advance transaction. You will be charged a one-off cash advance fee in addition to interest for any cash advances made with this card.
Foreign exchange fee. Purchases made in a foreign currency online or while travelling overseas will incur a 3% foreign exchange fee.
Interest-free period. The BankSA Amplify Platinum Credit Card offers up to 55 days interest-free on purchases (except cash advances) when you pay your previous balance in full or make the minimum required payment.
Purchases. The BankSA Amplify Platinum Credit Card does not have any introductory offer on purchases. Purchases will incur interest at the rate of 20.99% p.a.