Apply by 30 April 2025

BankSA Amplify Platinum Credit Card (Qantas)

Name: BankSA Amplify Platinum Credit Card (Qantas)
Brand: BankSA
Rating: 4.6 (1 reviews)

Earn 50,000 Qantas Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Earn cashback when you shop through BankSA's ShopBack app.

Pros and cons

Earn 50,000 bonus Qantas Points when you meet the criteria.
The discounted annual fee for the first year.
Get access to Visa’s Luxury Hotel Collection, offering perks like room upgrades and late checkouts.
Add 1 additional cardholder at no extra cost.
Offers fraud monitoring, secure online shopping, and a Fraud Money Back Guarantee.
Works with Apple Pay, Google Pay, and Samsung Pay.

Earnings are capped at $100,000 annually, but bonus Qantas Points are excluded from this limit.
The earning rate of 0.5 points is lower than that of others.
A $75 annual fee applies for the Qantas Rewards Program, worth it if you regularly earn points.

Additional cardholders. You can add one additional cardholder to your account for free, allowing you to share the account with other family members. Please be aware that the account holder will be responsible for ensuring repayments are made and the balance is managed.
Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are not allowed with this card.

Complimentary travel insurance. The BankSA Amplify Platinum Credit Card (Qantas) offers complimentary international travel insurance. In order to be eligible for cover, the card must have been used to purchase travel expenses prior to departure. Eligibility criteria apply.
Concierge services. The BankSA Amplify Platinum Credit Card (Qantas) does not offer a concierge service.
Rewards points. BankSA Amplify Platinum Credit Card (Qantas) holders earn 0.5 Qantas Points for every $1 spent on eligible purchases in Australia and overseas. Points are capped at $100,000 per year and remain valid until the account is closed.
Sign-up bonus. BankSA provides a signup bonus of up to 50,000 points when you spend $3000 on eligible purchases within the initial 90 days.

Annual fee. Receive a reduced annual fee of $99 for the first year. Subsequently, the annual fee will be $124.
Balance transfers. This card has no introductory balance transfer offer.
Cash advances. The cash advance rate for the BankSA Amplify Platinum Credit Card (Qantas) is 21.99% p.a. In addition to interest, BankSA will charge a one-off fee for cash advances made with this card.
Foreign exchange fee. Transactions made overseas or with online stores based overseas will incur a 3% foreign transaction fee.
Interest-free period. You can get up to 55 days interest-free on purchases with this card, provided you have paid off your previous balance or made the minimum required payment.
Purchases. This card does not come with an introductory offer on purchases. Purchases will be charged interest at the ongoing rate of 20.99% p.a.