Bendigo Bank Platinum Rewards Credit Card

The basics

• Additional cardholders. Request for additional cardholders at no extra cost. Give family and friends a card and earn points when they use it. You'll still have to manage the account, its credit limit, and repayments.
• Digital wallets. Add this card to your phone with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. Bendigo Bank has blocked this card from being used to make any gambling-related transactions.

Rewards and benefits

• Complimentary travel insurance. This card comes with complimentary international travel insurance. Cardholders are covered for overseas medical expenses and emergency travel arrangements. Cover will be in effect when you pay for travel using the card.
• Concierge services. The Bendigo Bank Platinum Rewards Credit Card does not include access to a concierge service.
• Insurances. Cardholders get extended warranty insurance, fraud protection, interstate flight inconvenience, personal item theft coverage, price protection insurance, purchase protection insurance, and transport accident insurance.
• Rewards points. This card is linked with the Bendigo Rewards program. Cardholders earn 1.5 points per $1 spent in the Bendigo Bank Rewards program on eligible purchases. Points are not earned on annual fees, balance transfers, cash advances, and other fees and charges. Payments to the ATO will not earn points.
• Sign-up bonus. No sign-up bonus for this card is available at the time of writing.

Rates and fees

• Annual fee. This card's ongoing annual fee is $89, which is on the low end for a platinum card.
• Balance transfers. There is no introductory offer on balance transfers for the Bendigo Bank Platinum Rewards Credit Card. If a balance transfer is important to you, consider comparing other balance transfer offers before deciding on this card.
• Cash advances. If you use your card to withdraw cash, you will incur interest at a rate of 21.99% p.a. from the date of the cash advance. A one-off cash advance fee will also be applied.
• Foreign exchange fee. Transactions in a foreign currency will have a 3% foreign exchange fee. Several platinum cards do not charge this foreign currency fee.
• Interest-free period. Platinum cardholders will enjoy up to 55 days interest-free on purchases when the previous statement was paid off in full before the due date.
• Purchases. There is no introductory purchase offer on this card at the moment.