Bendigo Bank credit cards

Offering a choice of low interest and rewards, there's a Bendigo Bank credit card for you.

By Bill Ryan Natividad | Verified by David Boyd | Updated 1 Nov 2023

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Comparing Bendigo Bank credit cards

Compare

Bendigo Bright Credit Card

Balance transfer

N/A

Purchase rate

9.99% p.a. ongoing

Annual fee

$59.00 p.a. ongoing

Highlights

Low ongoing interest rate of 9.99% p.a.
Save with its low annual fee of $59 p.a. ongoing.
No fees for additional cardholders.

Pros

Up to 55 days interest-free.
No fees for additional cardholders.
Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay,

Cons

You can't earn credit card rewards.

Compare

Bendigo Bank Platinum Rewards Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$89.00 p.a. ongoing

Highlights

Earn 1.5 Bendigo rewards points for every $1 spent.
Up to 90 days of international travel insurance.
No fee for additional cardholders.

Pros

Earn 1.5 Bendigo Bank Rewards points for every dollar spent.
Up to 90 days of international travel insurance in any 12-month period.
Comes with an extended warranty on purchases.

Cons

No sign up bonus offer as of the moment.
No introductory balance transfer offer.

Compare

Bendigo Bank Qantas Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$149.00 p.a. ongoing

Highlights

Earn 0.6 Qantas Points per $1 spent.
180 days of comprehensive travel insurance.
Includes extended warranty on covered purchases and 90-day purchase protection on stolen or accidentally damaged purchases (conditions apply).

Pros

Earn 0.6 Qantas Points per $1 spent.
Free Qantas Frequent Flyer membership.
180 days of comprehensive travel insurance.
Up to 55 days interest-free.

Cons

There is no introductory balance transfer offer or purchase rate offer.
The 20,000 cap on reward earnings per statement period.
ATO spend does not earn points.

Compare

Bendigo Ready Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

$0 annual fee every year.
$0 international transaction fees.
Up to 55 days interest-free.

Pros

No additional cardholder fee.
Get up to 90 consecutive days of international travel insurance.
Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay,

Cons

You can't earn credit card rewards.

More about Bendigo Bank credit cards

Find helpful information on interest rates, fees, balance transfers, and rewards.

FAQs

What is the most popular Bendigo Bank credit card?

We think the Platinum Rewards Credit Card is the most popular credit card from Bendigo Bank.

Does Bendigo Bank offer credit cards with an introductory balance transfer offer?

Yes, you can get a balance transfer credit card with Bendigo Bank. If you want to use a balance transfer to save the most money possible, check what other offers are available before applying.

Does Bendigo Bank offer credit cards for businesses?

Yes, businesses can apply for a credit card with Bendigo Bank.

Does Bendigo Bank offer any credit cards with cashback rewards?

Bendigo Bank does not offer a cashback credit card.

Is there a low interest rate credit card available from Bendigo Bank?

Yes. There is a Bendigo Bank credit card available with a low interest rate.

Does Bendigo Bank offer frequent flyer credit cards?

Yes, Bendigo Bank offers frequent flyer credit cards. However, while they are reputable, they are not generally considered the best in class. More rewarding alternatives are available.

Does Bendigo Bank have credit cards with rewards points?

Yes, Bendigo does offer credit cards that reward you with points as you spend.

What can Bendigo Bank rewards points be used for?

Bendigo Bank offers access to two rewards programs, the Bendigo Bank Rewards program and the Qantas Frequent Flyer program. Points earned in these programs can be redeemed for flights and hotel travel vouchers, and gift cards. Bendigo Rewards points can be redeemed for a range of household items, to make donations to charities, and converted to cashback.

What partners can points be transferred to from Bendigo Bank?

Points can be transferred from Bendigo Bank to Air New Zealand Airpoints, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, Malaysia Airlines Enrich, Qantas Frequent Flyer, and Singapore Airlines KrisFlyer.

How can customers manage credit cards from Bendigo Bank?

Bendigo Bank customers can use their app, phone customer service, or visit a local branch to manage their credit card.

Can customers use Bendigo Bank credit cards with a digital wallet?

Yes. Credit cards issued by Bendigo Bank are supported by Apple Pay, Google Pay, and Samsung Pay.

Is it possible to have more than one Bendigo Bank credit card?

Yes. You can have more than one credit card from Bendigo Bank simultaneously.

Are instalment plans available with a Bendigo Bank credit card?

No. Bendigo Bank credit cards do not currently have instalment plans.

Who can apply for a credit card from Bendigo Bank?

Bendigo Bank requires applicants to be at least 18 years old and earning $15,000 or more (depending on the card). Citizens and permanent residents living in Australia can apply. Applicants must have no history of bad credit.