Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay,
You can't earn credit card rewards.
Rates and fees
Additional cardholders. It's free to add additional cardholders.
Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. The Bendigo Bright Credit Card cannot be used to pay for gambling.
Rewards and benefits
Complimentary travel insurance. This card does not come with complimentary international travel insurance, which is consistent with other low-rate credit cards.
Concierge services. The Bendigo Bright Credit Card does not come with a concierge service.
Rewards points. You cannot earn rewards points with this card.
Sign-up bonus. You won't get any welcome bonus for signing up.
Rates and fees
Annual fee. This card comes with a $59 annual fee, which is competitive with other cards in its class.
Balance transfers. Currently, there is no introductory balance transfer offer available for this card. If you wish to transfer balances from other credit cards, the annual interest rate is 19.99% p.a.
Cash advances. You will be charged interest at the cash advance rate of 19.99% p.a. from the date the cash advance was made. For any cash advances you make on this card, you can also be charged a one-off cash advance fee.
Foreign exchange fee. Purchases made in a foreign currency will attract a 3% foreign currency transaction fee.
Interest-free period. Cardholders have up to 55 days interest-free on purchases. In order to get this interest-free period, the previous balance must have been paid in full by the due date.
Purchases. There is no introductory offer for purchases. Purchases made with the card will attract interest at 9.99% p.a. until they are paid off.
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