Bendigo Bank

Starting 150 years ago in Bendigo in Victoria and Adelaide in South Australia, the Bendigo Bank now serves about 1.5 million customers Australia-wide.

Bendigo Bank credit cards

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Bendigo Bank Platinum Rewards Credit Card

Highlights

  • Earn 1.5 Bendigo rewards points for every $1 spent.
  • Up to 90 days of international travel insurance.
  • No fee for additional cardholders.

Pros

  • Earn 1.5 Bendigo Bank Rewards points for every dollar spent.
  • Up to 90 days of international travel insurance in any 12-month period.
  • Comes with an extended warranty on purchases.

Cons

  • No sign up bonus offer as of the moment.
  • No introductory balance transfer offer.
Bendigo Bank Qantas Platinum Credit Card

Highlights

  • Earn 0.6 Qantas Points per $1 spent.
  • 180 days of comprehensive travel insurance.
  • Includes extended warranty on covered purchases and 90-day purchase protection on stolen or accidentally damaged purchases (conditions apply).

Pros

  • Earn 0.6 Qantas Points per $1 spent.
  • Free Qantas Frequent Flyer membership.
  • 180 days of comprehensive travel insurance.
  • Up to 55 days interest-free.

Cons

  • There is no introductory balance transfer offer or purchase rate offer.
  • The 20,000 cap on reward earnings per statement period.
  • ATO spend does not earn points.
Bendigo Bright Credit Card

Highlights

  • Low ongoing interest rate of 9.99% p.a.
  • Save with its low annual fee of $59 p.a. ongoing.
  • No fees for additional cardholders.

Pros

  • Up to 55 days interest-free.
  • No fees for additional cardholders.
  • Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay,

Cons

  • You can't earn credit card rewards.

Q&As

Why should I choose Bendigo Bank?

Bendigo bank started 150 years ago in Bendigo in Victoria and Adelaide in South Australia.

  • Nationwide service: The bank in its current format was created in 2007 by the merger of two banks which were formerly building societies. It now has over 400 branches, 2,000 ATMs and more than 6,500 employees, servicing around 1.5 million customers in all Australian states and territories.
  • Latest banking technology: Online banking, phone banking and a mobile banking app are available.
  • No need to transfer your banking: You can have a Bendigo Bank credit card even if you do your normal banking with another bank.

What is Bendigo Bank?

Bendigo and Adelaide Bank (its full name) was created in 2007 by the merger of two banks which were formerly building societies centred in the two cities named. The bank now has over 400 branches, 2,000 ATMs, more than 6,500 employees and around 1.5 million customers.

How widespread is Bendigo Bank’s branch network?

Bendigo Bank has over 400 branches covering all states and territories, plus an extensive network of agencies.

What products do Bendigo Bank offer?

For personal banking customers, Bendigo offers a wide range of products and services including transaction accounts, savings accounts, term deposits, managed funds, online share trading, margin lending, credit cards, home and personal loans, personal insurance, overseas money transfers, financial planning, and superannuation & retirement services.

Business services available include business transaction accounts, merchant payments, business credit cards, business debit cards, and business savings accounts.