Kogan Money credit cards

Compare benefits, features, interest rates, and fees of Kogan Money’s credit cards to make an informed decision about what to apply for.

Written by Yvonne Taylor |

Verified by David Boyd

Updated 22 Nov 2024 |

Comparing of 1 Kogan Money credit cards

Compare

Kogan Money Black Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

21.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$0.00 p.a. ongoing

Highlights

Receive $400 Kogan.com Credit upon spending $3,000 on qualifying purchases within 90 days from card approval.
No annual fees.
Free shipping on thousands of products, express shipping upgrades, and access to exclusive promos at Kogan.com and Dick Smith.
Plus, get $100 off your Kogan Energy bill with your FIRST membership.

Pros

Don't miss the limited-time offer of $400 in Kogan.com Credit when you meet the eligibility criteria.
Earn 2 reward points per $1 on eligible purchases at Kogan.com and 1 reward point per $1 on other eligible purchases.
Uncapped rewards.
Use your points to shop at Kogan.com (1,000 points equals $10 in credit).
Add up to 4 additional cardholders at no extra cost.
Compatible with Apple Pay and Google Pay.
Shop confidently with FRAUDSHIELD® and Visa Zero Liability, keeping your transactions secure

Cons

There is a 3.4% foreign currency fee.
The ongoing cash advance rate is 22.74% p.a.

More about Kogan Money credit cards

Our guide to Kogan Money's credit card promotions, balance transfers, rewards, rates, and fees.

FAQs

Which bank issues Kogan credit cards?

Citi is the card issuer, on behalf of Kogan Australia Pty Ltd.

How many credit cards does Kogan have?

At the moment, just one, the Kogan Money Black Card, a rewards points credit card.

How can I redeem Kogan Rewards Points?

You can use your Kogan Rewards Points to pay for online shopping purchases from Kogan.com.au. You need to create a Kogan.com account and register your card for ‘Shop with points’ in your account dashboard. Then, after selecting your chosen product and proceeding to checkout, you will be given an option to pay for all or part of your purchase with points.

You can also pay with points for Kogan Mobile and Kogan Internet.

Are there any other ways to use Kogan Rewards Points, other than for shopping at Kogan.com.au?

Yes. You can also pay with points for Kogan Mobile and Kogan Internet.

I see that the Kogan Money Black Card comes with free membership of Kogan First. What is Kogan First?

Kogan First is a loyalty scheme similar to Amazon Prime. Membership normally costs $99 per year, and members get free shipping on eligible Kogan.com.au purchases (or a free express shipping upgrade if free delivery is already offered), priority customer service and exclusive member-only special offers.