Latitude Financial Services credit cards

Make an informed decision about applying for a Latitude Financial Services credit card with this comparison of benefits features, rates, and fees.

Yvonne Taylor avatar
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Updated 5 Sep 2024   |   Rates updated regularly

Comparing of 3 Latitude Financial Services credit cards

Latitude Gem Visa

Balance transfer

N/A

Purchase rate

6 months at 0% p.a.

Interest-free days

55 days

Annual fee

$131.40 p.a. ongoing

Highlights

  • Utilize their interest-free payment options at numerous stores.
  • Immediate 6 months interest-free for purchases totaling $250 and above.
  • Rather than an annual fee, Latitude Gem Visa imposes a monthly fee equating to $131.40 annually.

Pros

  • 0% for 6 months on everyday purchases amounting to $250 and over.
  • The 0% on interest-free payment plans.
  • Up to 55 days interest free on everyday purchases.

Cons

  • The standard cash advance rate of 29.99% p.a.
  • 3% foreign exchange fee.
  • The late payment fee is $45.
Latitude GO Mastercard

Balance transfer

N/A

Purchase rate

6 months at 0% p.a.

Interest-free days

55 days

Annual fee

$131.40 p.a. ongoing

Highlights

  • Immediate 6 months interest-free for purchases totaling $250 and above.
  • Interest-free deals available from numerous online and in-store retailers.
  • No initial account setup fee and a maximum of 55 interest-free days.


Pros

  • A monthly account service fee instead of an annual fee.
  • Enjoy Expedia and Wotif hotel discounts.
  • Get 6% off your stay with Booking.com
  • Up to 55 interest-free days.

Cons

  • High 27.49% p.a. interest rate on everyday purchases.
  • High late payment fee of $45.

Latitude 28° Global Platinum Mastercard®

Balance transfer

N/A

Purchase rate

27.49% p.a. ongoing

Interest-free days

55 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 yearly fee.
  • No foreign transaction fees for purchases during travel or online shopping.
  • You and four friends can access airport lounges, drinks, and Wi-Fi if your flight is delayed.

Pros

  • The $0 annual fee.
  • No currency conversion fee or foreign transaction fee.
  • Get 6% off your stay with Booking.com.
  • Enjoy up to 55 days interest-free on purchases.

Cons

  • A high purchase interest rate of 27.49% p.a.
  • Cash advance rate is 29.99% p.a.
  • There is no rewards program on this card.

More about Latitude Financial Services credit cards

Helpful details to help you compare Latitude Financial Services versus other banks.

  • FAQs

Can I manage my Latitude credit card online?

Yes. You can log in to an online service centre to check your balance, update your details, view your transactions, set up payment reminders and pay off your account.

You can also access account management features via the Latitude mobile app.

Can I use a Latitude credit card to pay with my phone?

Yes, all their credit cards offer the option of paying with any mobile or wearable device, via Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

How can I make repayments on my Latitude Financial Services credit card?

You can make payments via the Latitude mobile app, the online service centre, direct debit, BPAY, or in person at an Australia Post office.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business