NAB credit cards
Compare NAB credit cards. Apply for a new card with some of the most competitive interest rates and rewards.
Comparing of 11 NAB credit cards
Balance transfer
N/A
Purchase rate
0% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- Get the newest credit card from NAB - simple, cheap and most of all no interest charges!
- No Use, No Pay. If you don't use your NAB StraightUp credit card during the whole statement period, the monthly fee will be reversed. No surprise charges!
- Use your card to pay foreign currency and enjoy no foreign transaction fees!
- Predictable fixed minimum payments based on your credit limit, giving you certainty of what to pay each month.
Pros
Cons
Balance transfer
28 months at 0% p.a.
Purchase rate
13.49% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Experience 0% p.a. on balance transfers for 28 months with a 2% balance transfer fee. Reverting to a variable cash advance rate of 21.74% p.a. after the promotional period.
- Initial $0 annual card fee for the first year ($59 p.a. thereafter).
- Receive a response within 60 seconds.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$150.00 for 1st year
Highlights
- Get 70,000 bonus Qantas Points when you spend $2,000 in the first 60 days.
- Reduced first-year annual fee of $150 p.a. instead of $250 p.a. (saving you $100).
- Earn 1 Qantas Point per $1.5 spent on everyday purchases up to $3,000 per statement period and 1 Qantas Points per $3 spent thereafter (capped at $6,000).
- You get Qantas Frequent Flyer membership for free, saving you $99.50.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$295.00 for 1st year
Highlights
- Gain up to 120,000 bonus Qantas Points. Acquire 90,000 bonus points upon spending $3,000 within the initial 60 days from account approval date and an additional 30,000 bonus points upon maintaining your card open for over 12 months. Terms and conditions apply.
- Benefit from 0% on balance transfers for 12 months with a 3% Balance Transfer Fee.
- First-year annual fee reduced to $295 p.a. from $395 p.a. (saving you $100).
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$145.00 for 1st year
Highlights
- Earn up to 160,000 bonus Points. Obtain 120,000 bonus points upon spending $3,000 within the initial 60 days from the account approval date and an additional 40,000 bonus points upon maintaining your card open for over 12 months. Terms and conditions apply.
- Benefit from a reduced annual card fee of $145 p.a. for your first year (reverts to $295 p.a. thereafter).
- Accrue 2.5 points on purchases made in major department and hardware stores.
- Gain 1.25 points for every $1 spent on everyday purchases.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.74% p.a. ongoing
Interest-free days
44 days
Annual fee
$30.00 p.a. ongoing
Highlights
- Receive $200 cashback when you spend $1,500 on purchases within 90 days from account opening.
- Low $30 p.a. ongoing annual fee.
- 12 months at 0% p.a. on balance transfers (3% balance transfer fee applies). Reverting to the variable cash advance rate of 21.74% p.a.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.74% p.a. ongoing
Interest-free days
44 days
Annual fee
$90.00 p.a. ongoing
Highlights
- 24 hour, 7 day Platinum Concierge Service.
- 12 months at 0% p.a. on balance transfers (3% balance transfer fee applies). Reverts to variable cash advance rate of 21.74% p.a.
- Access to six complimentary insurances when you make an eligible purchase.
Pros
Cons
Balance transfer
N/A
Purchase rate
18.5% p.a. ongoing
Interest-free days
44 days
Annual fee
$175.00 p.a. ongoing
Highlights
- 100,000 NAB Rewards Points when you spend $4,000 on everyday purchases in 60 days.
- Triple the earn rate on overseas spending or purchases made at overseas stores and suppliers from Australia.
- Double the earn rate on purchases made at partner department and hardware stores.
Pros
Cons
Balance transfer
N/A
Purchase rate
18.5% p.a. ongoing
Interest-free days
44 days
Annual fee
$295.00 for 1st year
Highlights
- Obtain 150,000 bonus Qantas Points upon spending $4,000 on everyday purchases within 60 days.
- Accrue 0.67 Qantas Points per $1 spent.
- Include additional cardholders, each with personalized credit limits.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$45.00 for 1st year
Highlights
- Earn up to 100,000 bonus points. Obtain 80,000 bonus points upon spending $1,000 in the initial 60 days from account approval date and an additional 20,000 bonus points upon maintaining your card open for over 12 months. Terms and conditions apply.
- Benefit from a reduced first-year annual fee of $45 p.a. instead of $195 p.a. (saving you $150).
- Accrue 2 points on purchases made at Webjet. 1 point on all other spend.
Pros
Cons
Balance transfer
N/A
Purchase rate
12 months at 0% p.a.
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- 12 months at 0% p.a. on purchases. Reverts to variable purchase rate of 13.25% p.a.
- Low ongoing 13.25% p.a. rate on purchases and cash advances.
- No annual fee for the first year.
Pros
Cons
More about NAB credit cards
Learn about applying for a NAB credit card and how you can take advantage of their benefits.
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