Getting a parking fine is guaranteed to ruin anyone's day. Paying for it is even more annoying.
You can pay a parking fine using a credit card. Keep scrolling for more about your options and the costs.
Can you pay a parking fine with a credit card?
Parking fines can be paid for using a credit card in every state and territory. American Express is accepted by some authorities.
Depending on the fine's issuing authority, there may be a fee to process card payments. This is typically a percentage of the amount paid.
| State | Accepted credit card types |
|---|---|
| ACT | Mastercard, Visa |
| NSW | American Express, Mastercard, Visa |
| NT | Mastercard, Visa |
| QLD | American Express, Mastercard, Visa |
| SA | Mastercard, Visa |
| VIC | Mastercard, Visa |
| TAS | Mastercard, Visa |
| WA | Mastercard, Visa |
A credit card processing fee may apply.
Fees
Here's what you need to know about processing fees for credit card payments.
- Not every state charges a credit card processing fee. Where one is charged, it is typically a percentage of the amount owed.
- A parking fine will be classified as a standard purchase. It will incur interest at the ongoing purchase rate if not paid off in full.
- Paying a parking fine with a credit card via BPAY may be classified as a cash advance, which means being immediately charged interest at the cash advance rate and a one-off cash advance fee. Check if your credit card classifies BPAY payments as a cash advance.
Keep in mind
- You can use Mastercard and Visa credit cards to pay any state.
- American Express cards are less widely accepted and typically incur the highest processing fees.
- Not every card earns rewards points on government spend (such as paying parking fines, speeding fines, or rego).
