Latitude Financial Services

Q: What services do Latitude Financial Services offer?

As well as issuing a number of credit cards , Latitude Financial Services also offers personal loans , car loans , insurance, and interest-free finance for retail purchase.

Latitude Financial Services help people from all walks of life to shop and live better, and for our merchants to grow their businesses. The bank offers simple, flexible options to help you get ahead. From loans to credit cards to insurance, you can do better.

Latitude Financial Services credit cards

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Latitude Gem Visa

Highlights

Utilize their interest-free payment options at numerous stores.
Immediate 6 months interest-free for purchases totaling $250 and above.
Rather than an annual fee, Latitude Gem Visa imposes a monthly fee equating to $131.40 annually.

Pros

0% for 6 months on everyday purchases amounting to $250 and over.
The 0% on interest-free payment plans.
Up to 55 days interest free on everyday purchases.

Cons

The standard cash advance rate of 29.99% p.a.
3% foreign exchange fee.
The late payment fee is $45.

Latitude GO Mastercard

Highlights

Immediate 6 months interest-free for purchases totaling $250 and above.
Interest-free deals available from numerous online and in-store retailers.
No initial account setup fee and a maximum of 55 interest-free days.

Pros

A monthly account service fee instead of an annual fee.
Enjoy Expedia and Wotif hotel discounts.
Get 6% off your stay with Booking.com
Up to 55 interest-free days.

Cons

High 27.49% p.a. interest rate on everyday purchases.
High late payment fee of $45.

Latitude 28° Global Platinum Mastercard®

Highlights

$0 yearly fee.
No foreign transaction fees for purchases during travel or online shopping.
You and four friends can access airport lounges, drinks, and Wi-Fi if your flight is delayed.

Pros

The $0 annual fee.
No currency conversion fee or foreign transaction fee.
Get 6% off your stay with Booking.com.
Enjoy up to 55 days interest-free on purchases.

Cons

A high purchase interest rate of 27.49% p.a.
Cash advance rate is 29.99% p.a.
There is no rewards program on this card.

Learn all about

Q&As

What is Latitude Financial Services?

It’s a financial services company, a subsidiary of GE Capital Finance Australasia Pty Ltd, which is in its turn owned by a consortium consisting of US group Värde Partners, Germany’s Deutsche Bank, and global investment firm KKR.

Operating in Australia and New Zealand and employing around 2,200 staff, Latitude Financial Services has over 2.4 million financial product customers. It specialises in partnerships with retailers to assist customers with financing their major purchases.

What services do Latitude Financial Services offer?

As well as issuing a number of credit cards, Latitude Financial Services also offers personal loans, car loans, insurance, and interest-free finance for retail purchase.