NAB
For almost 160 years, NAB has been helping its customers with their money. Today, it has more than 30,000 people serving 9,000,000 customers at more than 900 locations in Australia, New Zealand and around the world.
NAB credit cards
Compare
Highlights
- Receive $200 cashback when you spend $1,500 on purchases within 90 days from account opening.
- Get 0% p.a. on balance transfers for 12 months with a 3% fee, reverting to a 21.74% p.a. cash advance rate—a useful option for consolidating debt.
- A low $30 annual fee makes it affordable for budget-conscious cardholders.
Pros
Cons
Highlights
- Get 12 months at 0% p.a. on purchases, then the rate reverts to 13.25% p.a.
- The ongoing 13.25% p.a. rate on purchases and cash advances is relatively low.
- You can easily add and manage multiple employee credit cards under one facility for streamlined tracking and control.
Pros
Cons
Highlights
- Receive $300 cashback when you spend $1,500 on purchases within 90 days from account opening.
- With a low annual fee of $59, this card helps keep your costs manageable.
- Apply online in minutes and get a response in 60 seconds.
Pros
Cons
Highlights
- Get 200,000 bonus Qantas Points when you spend at least $4,000 on eligible business purchases within 60 days. Terms and Conditions apply.
- Earn 0.67 Qantas Points per $1 spent.
- Earn 1 bonus point for every dollar spent on eligible Qantas services
- It comes with free Qantas Business Rewards membership, saving you $89.50 upfront.
Pros
Cons
Highlights
- Earn up to 70,000 bonus Qantas Points. Get 60,000 bonus points when you spend $2,000 on everyday purchases within the first 60 days of account opening and 10,000 bonus points when you keep your card for over 12 months. Terms and Conditions apply.
- Save $100 with a reduced first-year annual fee of just $195 p.a. (down from $295 p.a.)
- Earn 1 Qantas Point per $1.5 spent on everyday purchases up to $3,000 per statement period, and 1 Qantas Point per $3 spent thereafter (capped at $6,000).
- Includes complimentary Qantas Frequent Flyer membership, saving $99.50.
Pros
Cons
Highlights
- Earn up to 120,000 bonus Qantas Points. Get 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 bonus points when you keep your card for over 12 months. Terms and Conditions apply.
- Save $100 with a reduced first-year annual fee of just $320 p.a. (down from $420 p.a.).
- Get a FREE Qantas Frequent Flyer membership, saving you $99.50.
- Earn 1 Qantas Point per $1 spent on everyday purchases up to $5,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter (capped at $20,000).
Pros
Cons
Highlights
- 100,000 NAB Rewards Points when you spend $4,000 on everyday purchases in 60 days.
- Triple the earn rate on overseas spending or purchases made at overseas stores and suppliers from Australia.
- Double the earn rate on purchases made at partner department and hardware stores.
Pros
Cons
Highlights
- Earn up to 100,000 bonus points. Get 80,000 bonus points upon spending $1,000 in the initial 60 days from the account approval date and an additional 20,000 bonus points when you keep your card for over 12 months. Terms and Conditions apply.
- Earn 2 points on Webjet purchases, 1.5 NAB Rewards Points at eligible grocery stores, and 1 point on all other spending.
- Redeem your points for cashback gift cards and travel deals.
- Automatically redeem points to your flybuys, Velocity, or Accor Live Limitless account every week.
- You can also transfer your NAB Rewards Points to Singapore Airlines KrisFlyer Miles, Cathay Membership Programme, or Air New Zealand Airpoints.
Pros
Cons
Highlights
- Earn 3 NAB Reward Points on all purchases made online with Webjet.
- Earn 1.5 NAB Reward Points on every $1 spend on eligible purchases.
- No cap on the number of points you can earn, although the earn rate reduces to 0.5 points on spend above $15,000 in a statement period.
- No foreign transaction fees on purchases or when shopping from overseas online stores.
Pros
Cons
Highlights
- Get the newest credit card from NAB - simple, cheap and most of all no interest charges!
- No Use, No Pay. If you don't use your NAB StraightUp credit card during the whole statement period, the monthly fee will be reversed. No surprise charges!
- Use your card to pay foreign currency and enjoy no foreign transaction fees!
- Predictable fixed minimum payments based on your credit limit, giving you certainty of what to pay each month.
Pros
Cons
NAB investing
Highlights
- Trade domestic and international shares online from $14.95.
- Earn a variable 0.40% p.a. on your cash on balances up to $1 million.
- Trade in the US, UK, Hong Kong and Germany.
NAB money transfer
NAB International Money Transfer
Highlights
- No minimum transfer required. Plus you can trade with over 40 global currencies and send to over 230 countries.
- A flat transfer fee of $10.
- You’ll never be charged by an overseas bank for sending an international transfer online.
Pros
Cons
NAB personal loans
CompareNAB Variable Rate Personal Loan
Interest rate
From 6.99% (personalised)
Comparison rate
From 7.91% (personalised)
Repayment period
3 years
Application fee
$150.00
Monthly repayment
$622.08
Total repayment
$22,394.88
Highlights
- Get a variable headline rate of 12.69% p.a.* (for new loans only). The interest rate you get may be different depending on your circumstance.
- 13.56% p.a. variable comparison rate.
- With redraw facility.
- 1-7 years flexible loan term.
- Borrow from $5,000 up to $55,000.
*The variable headline rate is what the majority of personal loan customers will get or lower.
Disclaimer: The target market determination for this product is available atnab.com.au/TMD
NAB Fixed Rate Personal Loan
Interest rate
From 6.99% (personalised)
Comparison rate
From 7.91% (personalised)
Repayment period
3 years
Application fee
$150.00
Monthly repayment
$622.08
Total repayment
$22,394.88
Highlights
- Get a fixed headline rate of 12.69% p.a.* (for new loans only). The interest rate you get may be different depending on your circumstance.
- 13.56% p.a. fixed comparison rate.
- 1-7 years flexible loan term.
- Borrow from $5,000 up to $55,000.
- Flexible weekly, fortnightly or monthly repayments
*The fixed headline rate is what the majority of personal loan customers will get or lower.
Disclaimer: The target market determination for this product is available atnab.com.au/TMD
NAB savings accounts
NAB Platinum Visa Debit Card
Highlights
- Get 1% cash back on contactless purchases (capped at $10 per month).
- Save with 0% International Transaction Fees.
- Discover hundreds of deals, discounts, and privileges from dining to accommodation. with Visa premium offers.
- Enjoy peace of mind with 7 complimentary insurances: Overseas Travel, Interstate Flight Inconvenience, Transport Accident, Domestic Hotel Burglary, Extend Warranty, Price Protection, and Purchase Protection.
Disclaimer: The target market determination for this product is available atnab.com.au/TMD
NAB Platinum Visa Debit Card
Highlights
- Get 1% cash back on contactless purchases (capped at $10 per month).
- Save with 0% International Transaction Fees.
- Discover hundreds of deals, discounts, and privileges from dining to accommodation. with Visa premium offers.
- Enjoy peace of mind with 7 complimentary insurances: Overseas Travel, Interstate Flight Inconvenience, Transport Accident, Domestic Hotel Burglary, Extend Warranty, Price Protection, and Purchase Protection.
Disclaimer: The target market determination for this product is available atnab.com.au/TMD
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