Qantas Money

Qantas Money offers the Qantas Premier Credit Card and the Qantas Money app, designed to reward you with Qantas Points.

Qantas Money credit cards

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Qantas Premier Platinum Credit Card

Highlights

Earn up to 80,000 bonus Qantas Points. Get 50,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 30,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
Get 0% interest on balance transfers for 12 months with a 2% fee, reverting to the cash advance rate afterward.
The annual fee is reduced to $349 for the first year, then increases to $399 p.a. thereafter.

Pros

Earn up to 80,000 bonus Qantas Points when you meet the criteria.
Earn 1.5 points per $1 on international transactions and 1 point on domestic spending.
An additional 1 point per whole $1 on selected Qantas products and services.
Comes with complimentary travel insurance (cover for Covid-19 included).
Get 2 complimentary lounge access every year.
Save up to 20% off each year on select Qantas and QantasLink flights within Australia when you book through Qantas Premier Concierge.
Compatible with Apple Pay and Google Pay.
Safeguard your identity with Mastercard ID Theft Protection™.

Cons

The annual fee increases to $399 p.a. after the initial year.
Additional card fee costs $50 p.a.
There is a 2% balance transfer fee.

Qantas Premier Everyday Credit Card

Highlights

Earn up to 8,000 bonus Qantas Points upon successful application. Get 2 bonus Qantas Points for every $1 spent on eligible purchases within 4 months from card approval. Terms and Conditions apply.
Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period.
Comes with complimentary travel insurance (cover for Covid-19 included).
Get 0% interest on balance transfers for 12 months with a 2% fee, reverting to the cash advance rate afterward.

Pros

Earn up to 8,000 bonus Qantas Points when you meet the criteria.
The $99 annual fee keeps the cost manageable.
Receive 1 point per $1 spent on International transactions.
No cap on the number of points you can earn.
Earn extra Qantas Points when shopping at participating stores with your Qantas Premier Everyday Credit Card, helping you collect points faster.
Get help from a dedicated concierge for travel tips, shopping info, tickets to events, and more.
Medical and travel assistance
Safeguard your identity with Mastercard ID Theft Protection™.
It works with Apple Pay and Google Pay.

Cons

Earning points drop to 0.40 per $1 after spending $3,000 in a statement period.
There is a 2% Balance Transfer fee.
Foreign transactions incur a 3% fee.

Qantas Premier Titanium Credit Card

Highlights

Get 150,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 3 months from card approval. Terms and Conditions apply.
Earn up to 1.25 Qantas Points per $1 on domestic purchases, up to $12,500 per statement period.
Includes 2 Qantas First Lounge invitations, plus 2 additional Lounge Invitations per year for a premium airport experience.
Get a 10% discount on the base fare of eligible Qantas flights for up to 2 adults, 2 children, and 2 infants per booking, twice per anniversary year.
Get a 20% bonus Status Credit on eligible flights.

Pros

It offers a very substantial sign-up bonus with a reasonable spending target.
Receive 2 points per $1 spent on International transactions.
Receive 2 additional Qantas Points per $1 spent on Qantas flights.
Comes with complimentary domestic and international travel insurance.
Get help from a dedicated concierge for travel tips, shopping info, tickets to events, and more.
Includes a complimentary Qantas Wine Premium membership, offering access to curated wines, champagne, and spirits, along with the chance to earn extra Qantas points.
Own a sleek metal card that stands out from traditional plastic options.
Compatible with Apple Pay and Google Pay.

Cons

The annual fee is higher, but with the included benefits, it could be worth the cost.
There’s a $100 fee for adding cardholders.
Earning points drop to 0.50 per $1 after spending $12,500 in a statement period

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Q&As

What is Qantas Money?

Qantas Money is a collection of the financial offerings of Qantas to consumers, presented at the website qantasmoney.com. The offerings include Qantas credit cards (issued by Citi, which is now owned by NAB), a Qantas Travel Money card (a prepaid Mastercard issued by Heritage Bank), and the Qantas Money app (track bank accounts and credit cards, receive special offers from Qantas Mall to earn extra Qantas Points on purchases).

Why should I choose Qantas Money?

Lots of banks offer credit cards linked to the Qantas Frequent Flyer program, but since Qantas is the program operator you can expect Qantas Money credit cards to be right on the money when it comes to delivering what Qantas Frequent Flyers are looking for – high points earning rates, regular Qantas Points bonus offers for new cardholders, and associated travel perks like travel insurance and possibly Qantas airport lounge access and fare discounts. Qantas Money also has inside knowledge about travel because Qantas runs three airlines (Qantas, Jetstar and QantasLink), offers the Qantas Travel Money card and Qantas travel insurance, and partners with hotels and Airbnb.