NAB

For almost 160 years, NAB has been helping its customers with their money. Today, it has more than 30,000 people serving 9,000,000 customers at more than 900 locations in Australia, New Zealand and around the world.

NAB credit cards

Compare
NAB Low Fee Card

On NAB's website

NAB Low Fee Card

Highlights

  • Low $30 p.a. ongoing annual fee.
  • Apply for additional cardholder at no extra cost.
  • Access to six complimentary insurances when you make an eligible purchase.
NAB Low Fee Platinum Card

On NAB's website

Highlights

  • 24 hour, 7 day Platinum Concierge Service.
  • 6 months at 0% p.a. on balance transfers (2% balance transfer fee applies). Reverts to cash advance rate of 21.74% p.a.
  • Access to six complimentary insurances when you make an eligible purchase.
NAB Low Rate Card

On NAB's website

Highlights

  • Enjoy 0% p.a. on balance transfers for 32 months with no balance transfer fee. Reverts to cash advance rate of 21.74% p.a. after the promotional period.
  • $0 first-year annual card fee ($59 p.a. thereafter).
  • Get a response in 60 seconds.

Pros

  • 0% p.a. on balance transfers for 32 months.
  • The waived annual fee for the first year.
  • Additional credit card is free.

Cons

  • No rewards program for this card.
NAB Qantas Business Signature Card

On NAB's website

NAB Qantas Business Signature Card

Highlights

  • 100,000 Bonus Qantas Points when you spend $4,000 on everyday purchases in 60 days.
  • Earn 1 Qantas Point per $1.50 spent on everyday business purchases.
  • Fast online application.
NAB Qantas Rewards Premium Card

On NAB's website

NAB Qantas Rewards Premium Card

Highlights

  • Get 65,000 bonus Qantas Points when you spend $2,500 in 60 days.
  • Earn 1 Qantas Point per $1 spent on everyday purchases up to $3,000 per statement period then 0.05 pts per $1 spent thereafter (capped at $6,000).
  • Access to six complimentary insurances when you make an eligible purchase.

Pros

  • The 65,000 bonus Qantas Points.
  • Free Qantas Frequent Flyer membership (a saving of $99.50).
  • Six complimentary insurances when you make an eligible purchase.

Cons

  • Points earning capped at $6,000 spend per statement period.
NAB Qantas Rewards Signature Card

On NAB's website

Highlights

  • Earn up to 110,000 bonus Qantas Points. Receive 90,000 bonus points when you spend $3,000 in the first 60 days from account approval date and 20,000 bonus points when you keep your card open for over 12 months. Terms and conditions apply.
  • Enjoy 0% on balance transfers for 6 months with 2% Balance Transfer Fee.
  • Reduced annual fee of $295 p.a. instead of $395 p.a. (saving you $100).

Pros

  • Complimentary Qantas Frequent Flyer membership fee valued at $99.50.
  • Six complimentary insurances when you make an eligible purchase.
  • Earn 1 Qantas Point per $1 spent on everyday purchases up to $5,000 per statement period then 0.05 pts per $1 spent thereafter (capped at $20,000).

Cons

  • Annual fee of $395 p.a. is quite high.
NAB Rewards Business Signature Card

On NAB's website

NAB Rewards Business Signature Card

Highlights

  • 100,000 points when you spend $4,000 on everyday purchases in 60 days.
  • Earn triple points when travelling overseas or overseas purchases made here in Australia.
  • Earn double points on purchases made in major department and hardware stores.
NAB Straight Up Credit Card

On NAB's website

NAB Straight Up Credit Card

Highlights

  • Get the newest credit card from NAB - simple, cheap and most of all no interest charges!
  • No Use, No Pay. If you don't use your NAB Straight Up credit card during the whole statement period, the monthly fee will be reversed. No surprise charges!
  • Use your card to pay foreign currency and enjoy no foreign transaction fees!
  • Predictable fixed minimum payments based on your credit limit, giving you certainty of what to pay each month.

Pros

  • Charges a monthly fee based on your selected credit limit.
  • The monthly fee will be reversed if you do not have any outstanding balance or purchase.
  • No interest charges or other fees, including foreign currency fees and late payment fees.

Cons

  • No rewards program for this card.
  • No cash advance.

NAB home loans

Compare
NAB Base Variable Rate Home Loan (Owner, Principal and Interest)

NAB Base Variable Rate Home Loan (Owner, Principal and Interest)

Interest rate (p.a.)

3.04%

Comp rate^ (p.a.)

3.04%

Max LVR

100.00%

Application fee

$600.00

Monthly repayment

$1,906.94

Total repayment

$686,498.40

Highlights

  • Flexible repayment options
  • Access to redraw with no fees
  • No early repayment, or ongoing monthly service or annual fees.

Bank promo

  • For new application received from 09 December 2019
NAB Base Variable Rate Home Loan (Investor, Principal and Interest)

NAB Base Variable Rate Home Loan (Investor, Principal and Interest)

Interest rate (p.a.)

2.99%

Comp rate^ (p.a.)

3.60%

Max LVR

80.00%

Application fee

$600.00

Monthly repayment

$1,894.79

Total repayment

$682,124.40

Highlights

  • Flexible repayment options
  • Access to redraw with no fees
  • No early repayment, or ongoing monthly service or annual fees.

NAB Choice Package Variable Rate Home Loan (Owner, Principal and Interest)

NAB Choice Package Variable Rate Home Loan (Owner, Principal and Interest)

Interest rate (p.a.)

3.67%

Comp rate^ (p.a.)

4.08%

Max LVR

90.00%

Application fee

$0.00

Monthly repayment

$2,063.65

Total repayment

$742,914.00

Highlights

  • Flexible repayment options
  • No fees for making extra repayments, so you can get ahead on your mortgage faster.
  • Get discounts and benefits with your variable rate home loan through the NAB Choice Package.
NAB Choice Package Variable Rate Home Loan (Owner, Interest only)

NAB Choice Package Variable Rate Home Loan (Owner, Interest only)

Interest rate (p.a.)

4.24%

Comp rate^ (p.a.)

4.26%

Max LVR

90.00%

Application fee

$0.00

Monthly repayment

$2,211.10

Total repayment

$795,996.00

Highlights

  • Flexible repayment options
  • No fees for making extra repayments, so you can get ahead on your mortgage faster.
  • Get discounts and benefits with your variable rate home loan through the NAB Choice Package.
NAB Choice Package Variable Rate Home Loan (Investor, Principal and Interest)

NAB Choice Package Variable Rate Home Loan (Investor, Principal and Interest)

Interest rate (p.a.)

4.27%

Comp rate^ (p.a.)

4.67%

Max LVR

90.00%

Application fee

$0.00

Monthly repayment

$2,219.00

Total repayment

$798,840.00

Highlights

  • Flexible repayment options
  • No fees for making extra repayments, so you can get ahead on your mortgage faster.
  • Get discounts and benefits with your variable rate home loan through the NAB Choice Package.
NAB Choice Package Variable Rate Home Loan (Investor, Interest only)

NAB Choice Package Variable Rate Home Loan (Investor, Interest only)

Interest rate (p.a.)

4.57%

Comp rate^ (p.a.)

4.75%

Max LVR

90.00%

Application fee

$0.00

Monthly repayment

$2,298.84

Total repayment

$827,582.40

Highlights

  • Flexible repayment options
  • No fees for making extra repayments, so you can get ahead on your mortgage faster.
  • Get discounts and benefits with your variable rate home loan through the NAB Choice Package.

NAB investing

nabtrade

nabtrade

Highlights

  • Trade domestic and international shares online from $14.95
  • Earn a variable 0.40% p.a. on your cash - on balances up to $1 million.
  • Trade in the US, UK, Hong Kong and Germany

NAB money transfer

NAB International Money Transfer

NAB International Money Transfer

Highlights

  • No minimum transfer required. Plus you can trade with over 40 global currencies and send to over 230 countries.
  • A flat transfer fee of $10.
  • You’ll never be charged by an overseas bank for sending an international transfer online.

NAB personal loans

Compare
NAB Variable Rate Personal Loan

On NAB's website

NAB Variable Rate Personal Loan

Interest rate

From 6.99% (personalised)

Comparison rate

From 7.91% (personalised)

Repayment period

3 years

Application fee

$150.00

Monthly repayment

$622.08

Total repayment

$22,394.88

Highlights

  • Get a variable headline rate of 12.69% p.a.* (for new loans only). The interest rate you get may be different depending on your circumstance.
  • 13.56% p.a. variable comparison rate.
  • With redraw facility.
  • 1-7 years flexible loan term.
  • Borrow from $5,000 up to $55,000.

*The variable headline rate is what the majority of personal loan customers will get or lower.

Disclaimer: The target market determination for this product is available atnab.com.au/TMD

NAB Fixed Rate Personal Loan

On NAB's website

NAB Fixed Rate Personal Loan

Interest rate

From 6.99% (personalised)

Comparison rate

From 7.91% (personalised)

Repayment period

3 years

Application fee

$150.00

Monthly repayment

$622.08

Total repayment

$22,394.88

Highlights

  • Get a fixed headline rate of 12.69% p.a.* (for new loans only). The interest rate you get may be different depending on your circumstance.
  • 13.56% p.a. fixed comparison rate.
  • 1-7 years flexible loan term.
  • Borrow from $5,000 up to $55,000.
  • Flexible weekly, fortnightly or monthly repayments


*The fixed headline rate is what the majority of personal loan customers will get or lower.
Disclaimer: The target market determination for this product is available at nab.com.au/TMD

NAB savings accounts

Q&As

How long have been NAB been in business?

NAB’s history goes as far back as 1858, when the National Bank of Australasia was established in Melbourne. In 1982 it merged with the Commercial Banking Company of Sydney, and later changed its name to National Australia Bank Limited. Over the past century and a half, NAB has become one of Australia’s ‘Big Four’ banks.

NAB operates in more than 900 locations, with over 30,000 staff servicing nine million customers. In addition to access to NAB branches across Australia, customers can manage their accounts via internet banking and a mobile app, accessing accounts remotely and managing common types of transactions online.

NAB offers financial services catering to both personal and business clients. The bank provides transaction, savings, investment accounts and specialised accounts. Other NAB services include credit cards, loans, investments, insurance, financial advice, and more.