Qantas Money

Qantas Money offers the Qantas Premier Credit Card and the Qantas Money app, designed to reward you with Qantas Points.

Qantas Money credit cards

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Apply by 1 May 2024

Qantas Premier Platinum Credit Card

Highlights

Earn up to 80,000 bonus Qantas Points. Receive 60,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus an additional 20,000 bonus points if you have not earned Qantas Points with a credit card in the last 12 months. Terms and Conditions apply.
Enjoy 0% on Balance Transfer for 12 months with no Balance Transfer fee. Reverts to Cash Advance rate, thereafter. No interest-free days apply on retail purchases while you have a balance transfer.
Save with the reduced annual fee of $349 p.a. for the first year. An ongoing annual fee of $399 p.a. applies in the 2nd year.

Pros

Earn up to 80,000 bonus Qantas Points when you meet the criteria.
0% p.a. for 12 months on balance transfers.
Additional savings with the $349 first-year annual fee.
Comes with complimentary travel insurance.

Cons

The annual fee increases to $399 p.a. after the initial year.

Apply by 10 April 2024

Qantas Premier Everyday Credit Card

Highlights

Earn up to 8,000 bonus Qantas Points when you apply and get approved by 10 April 2024. 2 bonus Qantas Points will be awarded per $1 spent on eligible purchases within 4 months of card approval. Terms and Conditions apply.
Low annual fee of $49 p.a.
0% p.a. for 12 months on balance transfers. Reverts to the Cash Advance Rate thereafter.

Pros

Earn up to 8,000 bonus Qantas Points when you meet the criteria.
The low annual fee of $49 p.a.
Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period.
Comes with complimentary overseas travel insurance.

Cons

There is a 3% foreign transaction fee.

Qantas Premier Titanium Credit Card

Highlights

Receive 150,000 bonus Qantas Points when you spend $5,000 within 90 days from card approval.
Enjoy 20% bonus Status Credits on Qantas operated and marketed flights.
Be unique by holding this metal card unlike other cards issued in plastic.

Pros

A very substantial sign up bonus with a reasonable spending target.
Earn Status Credits when you buy eligible Qantas flights with the card.
A high Qantas Points earn rate.
Four Qantas airport lounge passes each year.
Comes with complimentary domestic and international travel insurance.
The physical card is made of metal.

Cons

The annual fee is on the high end.
No free additional cardholders.
Ongoing interest rates are typical of a rewards card.

Q&As

What is Qantas Money?

Qantas Money is a collection of the financial offerings of Qantas to consumers, presented at the website qantasmoney.com. The offerings include Qantas credit cards (issued by Citi, which is now owned by NAB), a Qantas Travel Money card (a prepaid Mastercard issued by Heritage Bank), and the Qantas Money app (track bank accounts and credit cards, receive special offers from Qantas Mall to earn extra Qantas Points on purchases).

Why should I choose Qantas Money?

Lots of banks offer credit cards linked to the Qantas Frequent Flyer program, but since Qantas is the program operator you can expect Qantas Money credit cards to be right on the money when it comes to delivering what Qantas Frequent Flyers are looking for – high points earning rates, regular Qantas Points bonus offers for new cardholders, and associated travel perks like travel insurance and possibly Qantas airport lounge access and fare discounts. Qantas Money also has inside knowledge about travel because Qantas runs three airlines (Qantas, Jetstar and QantasLink), offers the Qantas Travel Money card and Qantas travel insurance, and partners with hotels and Airbnb.