St.George

St.George Bank is one of Australia's leading Retail and Business Banking brands. In 2008, St.George became part of Westpac Group.

St.George credit cards

Compare
St.George Amplify Platinum Credit Card (Amplify)

On St.George's website

Offer extendedApply by 30 November 2022

St.George Amplify Platinum Credit Card (Amplify)

Highlights

  • Earn up to 100,000 bonus Amplify Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • Score up to $27.50/month cashback on Kayo for 12 months.
  • 0% for 24 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • $29 p.a. annual fee for the first year ($99 p.a. annual fee thereafter)

Pros

  • The 100,000 bonus Amplify Points.
  • Enjoy up to $27.50/month cashback on Kayo subscription for 12 months.
  • 0% for 24 months on balance transfers.
  • Additional savings with the $29 first year annual fee ($99 p.a. thereafter).

Cons

  • There is a 1% balance transfer fee. Other cards offer 0% balance transfer free.
St.George Amplify Platinum Credit Card (Qantas)

On St.George's website

Offer extendedApply by 31 December 2022

St.George Amplify Platinum Credit Card (Qantas)

Highlights

  • Earn up to 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • 0% p.a. for 24 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate.
  • Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!

From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Bonus Qantas Points not included in the cap.


Pros

  • The 60,000 bonus Qantas Points.
  • 0% p.a. for 24 months on balance transfers.
  • Complimentary travel and purchase insurances.

Cons

  • There is a 1% balance transfer fee.
  • Points earning rate of 0.5 points is lower than others.
St.George Amplify Signature Credit Card (Amplify)

On St.George's website

Apply by 31 December 2022

St.George Amplify Signature Credit Card (Amplify)

Highlights

  • Earn up to 150,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year. Plus, receive a birthday points bonus of 10% of the points earned in the last 12 months.
  • $139 card fee for the first year ($279 p.a thereafter).
  • 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
  • Includes complimentary overseas travel insurance for up to 6 months

Pros

  • The 150,000 bonus Amplify Rewards Points.
  • Save $140 with the $139 card fee for the first year.
  • 0% p.a. for 24 months on balance transfers.
  • Includes complimentary overseas travel insurance for up to 6 months

Cons

  • After the initial year, the annual fee is $279 p.a.
  • There is a 1% balance transfer fee.
St.George Amplify Signature Credit Card (Qantas)

On St.George's website

Offer extendedApply by 31 December 2022

St.George Amplify Signature Credit Card (Qantas)

Highlights

  • Earn up to 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
  • Includes complimentary overseas travel insurance for up to 6 months


From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.


Pros

  • The 90,000 bonus Qantas Points.
  • 0% p.a. for 24 months on balance transfers.
  • Includes complimentary overseas travel insurance for up to 6 months

Cons

  • There is a 1% balance transfer fee.
  • The ongoing annual fee is high at $279 p.a.
St.George No Annual Fee Credit Card

On St.George's website

Offer extendedApply by 31 December 2022

St.George No Annual Fee Credit Card

Highlights

  • Enjoy 0% interest on Purchases for 12 months. Reverts to 20.74% p.a. thereafter.
  • $0 annual fee for as long as you have the card.
  • Enjoy up to 55 days interest-free period.

Pros

  • 0% interest on Purchases for 12 months.
  • $0 annual fee.
  • 55 days interest-free period.

Cons

  • No rewards program for this card.
St.George Vertigo Visa

On St.George's website

Offer extendedApply by 31 August 2022

St.George Vertigo Visa

Highlights

  • Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • 13.99% p.a. low variable interest rate on purchases.
  • $0 first-year annual card fee ($55 p.a. thereafter).

Pros

  • 0% p.a. for 32 months on balance transfers with no balance transfer fee.
  • 13.99% p.a. low variable interest rate on purchases.
  • $0 first-year annual card fee ($55 p.a. thereafter).

Cons

  • Balance transfer rate reverts to 21.49% p.a. after 32 months.
  • There are no rewards program for this card.

St.George home loans

Compare
St.George Standard Variable Rate Home Loan (Owner, Principal and Interest)

St.George Standard Variable Rate Home Loan (Owner, Principal and Interest)

Interest rate (p.a.)

4.51%

Comp rate^ (p.a.)

4.68%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$2,282.76

Total repayment

$821,793.60

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it
St.George Standard Variable Rate Home Loan (Owner, Interest only)

St.George Standard Variable Rate Home Loan (Owner, Interest only)

Interest rate (p.a.)

5.05%

Comp rate^ (p.a.)

5.22%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,429.47

Total repayment

$874,609.20

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it
St.George Standard Variable Rate Home Loan (Investor, Principal and Interest)

St.George Standard Variable Rate Home Loan (Investor, Principal and Interest)

Interest rate (p.a.)

5.07%

Comp rate^ (p.a.)

5.24%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$2,434.99

Total repayment

$876,596.40

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it
St.George Standard Variable Rate Home Loan (Investor, Interest only)

St.George Standard Variable Rate Home Loan (Investor, Interest only)

Interest rate (p.a.)

5.31%

Comp rate^ (p.a.)

5.48%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,501.67

Total repayment

$900,601.20

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it
St.George Standard Variable Rate Home Loan Advantage Package (Owner, Principal and Interest)

St.George Standard Variable Rate Home Loan Advantage Package (Owner, Principal and Interest)

Interest rate (p.a.)

4.50%

Comp rate^ (p.a.)

4.89%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$2,280.08

Total repayment

$820,828.80

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it

Bank promo

  • Get 4K cashback when you refinance. Terms and Conditions apply.
St.George Standard Variable Rate Home Loan Advantage Package (Owner, Interest only)

St.George Standard Variable Rate Home Loan Advantage Package (Owner, Interest only)

Interest rate (p.a.)

3.73%

Comp rate^ (p.a.)

4.14%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,078.92

Total repayment

$748,411.20

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it

Bank promo

  • If applying for Home Loan Advantage Package
St.George Standard Variable Rate Home Loan Advantage Package (Investor, Principal and Interest)

St.George Standard Variable Rate Home Loan Advantage Package (Investor, Principal and Interest)

Interest rate (p.a.)

3.94%

Comp rate^ (p.a.)

4.34%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$2,132.83

Total repayment

$767,818.80

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it

Bank promo

  • Get 4K cashback when you refinance. Terms and Conditions apply.
St.George Standard Variable Rate Home Loan Advantage Package (Investor, Interest only)

St.George Standard Variable Rate Home Loan Advantage Package (Investor, Interest only)

Interest rate (p.a.)

3.99%

Comp rate^ (p.a.)

4.40%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,145.78

Total repayment

$772,480.80

Highlights

  • Flexible and unlimited additional repayments to pay off your loan sooner
  • Full interest offset facility to help you save on interest on your home
  • Redraw funds from any extra payments you have made, when you need it

Bank promo

  • If applying for Home Loan Advantage Package
St.George Basic Home Loan (Owner, Principal and Interest)

St.George Basic Home Loan (Owner, Principal and Interest)

Interest rate (p.a.)

2.74%

Comp rate^ (p.a.)

2.76%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$1,834.70

Total repayment

$660,492.00

Highlights

  • Designed for someone who wants a no-frills, basic home loan
  • Pay off your loan sooner and save on interest
  • $0 monthly service fee

Bank promo

  • For new Basic Home Loan application
St.George Basic Home Loan (Owner, Interest only)

St.George Basic Home Loan (Owner, Interest only)

Interest rate (p.a.)

4.47%

Comp rate^ (p.a.)

4.52%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,272.07

Total repayment

$817,945.20

Highlights

  • Designed for someone who wants a no-frills, basic home loan
  • Pay off your loan sooner and save on interest
  • $0 monthly service fee

Bank promo

  • For new Basic Home Loan application
St.George Basic Home Loan (Investor, Principal and Interest)

St.George Basic Home Loan (Investor, Principal and Interest)

Interest rate (p.a.)

3.29%

Comp rate^ (p.a.)

3.31%

Max LVR

80.00%

Application fee

$0.00

Monthly repayment

$1,968.32

Total repayment

$708,595.20

Highlights

  • Designed for someone who wants a no-frills, basic home loan
  • Pay off your loan sooner and save on interest
  • $0 monthly service fee

Bank promo

  • For new Basic Home Loan application
St.George Basic Home Loan (Investor, Interest only)

St.George Basic Home Loan (Investor, Interest only)

Interest rate (p.a.)

3.54%

Comp rate^ (p.a.)

3.56%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,030.76

Total repayment

$731,073.60

Highlights

  • Designed for someone who wants a no-frills, basic home loan
  • Pay off your loan sooner and save on interest
  • $0 monthly service fee

Bank promo

  • For new Basic Home Loan application
St.George Relocation Home Loan (with end loan) (Owner, Interest only)

St.George Relocation Home Loan (with end loan) (Owner, Interest only)

Interest rate (p.a.)

3.39%

Comp rate^ (p.a.)

4.16%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$1,993.17

Total repayment

$717,541.20

Highlights

  • For relocation loans to be used for building a new property, you can live in your existing home while your new home is being built
  • A range of interest offset facilities available
  • Options for Standalone Relocation loan or Relocation loan combined with a new loan
St.George Relocation Home Loan (without end loan) (Owner, Interest only)

St.George Relocation Home Loan (without end loan) (Owner, Interest only)

Interest rate (p.a.)

5.05%

Comp rate^ (p.a.)

5.27%

Max LVR

60.00%

Application fee

$0.00

Monthly repayment

$2,429.47

Total repayment

$874,609.20

Highlights

  • For relocation loans to be used for building a new property, you can live in your existing home while your new home is being built
  • A range of interest offset facilities available
  • Options for Standalone Relocation loan or Relocation loan combined with a new loan

Q&As

Why should I bank with St.George?

St.George Bank currently has more than 9,000 employees and is considered to be one of the top 20 public companies in Australia. They got their start as a housing bank back in 1937 and have been expanding ever since. In 1992, they made the switch to a fully-fledged financial services company whose credit cards and other products are highly revered throughout Australia.

What banking products and services do St.George offer?

The bank provides a comprehensive range of services and products for business and corporate customers with 28 dedicated business banking centres and online and telephone services. Services include transactions, savings, credit cards, lending and finance, payment solutions, insurance and agribusiness.

St.George’s personal banking products cover a range of everyday and savings accounts, credit cards, personal loans, home loans, insurance and investments.

All customers can access their accounts through a range of online services, which include online, mobile and telephone banking.

How long have St.George been around?

The St.George Co-operative Building Society was in south Sydney in 1937. The society grew over the years and rapidly expanded during the post-war housing boom in the 1950s. In 1955, the Society became a Permanent Building Society, aiming to provide funds for members to buy houses.

In 1970, the society adopted the familiar dragon logo. In 1972, St.George became the first Australian building society to go online when it installed an IBM computer network. It was awarded full banking status in 1992 and in the same year acquired BankSA.

In 2008, St.George Bank shareholders approved a merger with Westpac Banking Corporation.