St.George

St.George Bank is one of Australia's leading Retail and Business Banking brands. In 2008, St.George became part of Westpac Group.

St.George credit cards

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St.George No Annual Fee Credit Card

St.George No Annual Fee Credit Card

Highlights

  • No annual fee for as long as you have the card.
  • Enjoy up to 55 days interest-free on purchases.
  • Low minimum credit limit.

Pros

  • No annual fee for life.
  • Up to 55 days interest-free.
  • As low $500 credit limit.

Cons

  • No rewards program for this card.
  • Ongoing rates are not low.
St.George Amplify Signature Credit Card (Amplify)
Apply by 30 April 2024

St.George Amplify Signature Credit Card (Amplify)

Highlights

  • Earn up to 150,000 Bonus Amplify Rewards Points when you spend $12,000 on eligible purchases within the first 12 months from card approval.
  • $199 card fee for the first year ($295 p.a thereafter).
  • 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee on amounts transferred.
  • Includes complimentary overseas travel insurance for up to 6 months

Pros

  • The 150,000 bonus Amplify Rewards Points.
  • Save $96 with the $199 card fee for the first year.
  • Enjoy 2 complimentary Priority Pass lounge visits each year when you enroll in Priority Pass.
  • Comes with concierge services.

Cons

  • After the initial year, the annual fee is $295 p.a.
  • There is a 1% balance transfer fee.
St.George Amplify Platinum Credit Card (Amplify)
Apply by 30 April 2024

St.George Amplify Platinum Credit Card (Amplify)

Highlights

  • Earn 100,000 bonus Amplify Points when you spend $3,000 on eligible purchases within 90 days from card approval. This could be worth up to $450 in eGift cards. Exclusions apply.
  • 0% for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • $49 p.a. discounted annual fee for the first year ($124 p.a. annual fee thereafter)

Pros

  • The 100,000 bonus Amplify Points.
  • Earn uncapped Amplify Points per dollar on eligible purchases.
  • 0% p.a. for 24 months on balance transfers.
  • Comes with complimentary insurance (terms, conditions, exclusions, and eligibility criteria apply).
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • There is a 1% balance transfer fee. Other cards offer 0% balance transfer free.
St.George Amplify BusinessVantage Credit Card

St.George Amplify BusinessVantage Credit Card

Highlights

  • Enjoy a low rate of 9.99% p.a. on purchases and 17.15% p.a. on cash advances.
  • Get up to 99 additional cardholders with individual card limits.
  • Up to 55 days interest-free on purchases.

Pros

  • Competitive interest rates for purchases.
  • Complimentary insurance against unauthorized transactions.
  • Up to 55 days interest-free on purchases.
  • Add up to 99 additional cardholders.

Cons

  • The $55 p.a. annual card fee.
  • It's $55 p.a. per additional card.
  • No rewards program.
St.George Amplify Business Credit Card

St.George Amplify Business Credit Card

Highlights

  • $0 annual card fee for the first year ($89 p.a. thereafter).
  • Get up to 3 additional cards for employees at no extra cost.
  • Up to 55 interest-free days on purchases.

Pros

  • No annual card fee for the first year.
  • Choose between Amplify Rewards or Qantas Frequent Flyer rewards.
  • No cap on how many points can be earned from eligible spending.
  • Includes transit accident insurance and unauthorised transaction insurance.

Cons

  • The cash advance interest rate of 20.24% p.a.
  • Relatively few additional cardholders.
  • Additional cardholders are free.

Q&As

Why should I bank with St.George?

St.George Bank currently has more than 9,000 employees and is considered to be one of the top 20 public companies in Australia. They got their start as a housing bank back in 1937 and have been expanding ever since. In 1992, they made the switch to a fully-fledged financial services company whose credit cards and other products are highly revered throughout Australia.

What banking products and services do St.George offer?

The bank provides a comprehensive range of services and products for business and corporate customers with 28 dedicated business banking centres and online and telephone services. Services include transactions, savings, credit cards, lending and finance, payment solutions, insurance and agribusiness.

St.George’s personal banking products cover a range of everyday and savings accounts, credit cards, personal loans, home loans, share trading, insurance.

All customers can access their accounts through a range of online services, which include online, mobile and telephone banking.

How long have St.George been around?

The St.George Co-operative Building Society was in south Sydney in 1937. The society grew over the years and rapidly expanded during the post-war housing boom in the 1950s. In 1955, the Society became a Permanent Building Society, aiming to provide funds for members to buy houses.

In 1970, the society adopted the familiar dragon logo. In 1972, St.George became the first Australian building society to go online when it installed an IBM computer network. It was awarded full banking status in 1992 and in the same year acquired BankSA.

In 2008, St.George Bank shareholders approved a merger with Westpac Banking Corporation.