Virgin Money

Virgin Money Australia is passionate about helping Australians realise bigger possibilities through the delivery of beautifully simple and rewarding financial products, all backed by Virgin’s legendary customer service. They reject the notion of complex financial services. Instead, they aim for clarity and simplicity in everything they do.

Virgin Money credit cards

Compare
Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer

On Virgin Money's website

Apply by 30 September 2020

Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer

Highlights

  • Enjoy 0% p.a. on Purchases for 14 months (reverts to 20.74% p.a.)
  • Transfer your balance at 0% p.a. for 6 months with 0% balance transfer fee (reverts to 20.99% p.a.)
  • Save with the half annual fee of $64 p.a. on the first year (reverts to $129 p.a. thereafter).
  • Receive $129 Virgin Australia Gift Voucher each year.
Virgin Australia Velocity Flyer Credit Card 22 Months Balance Transfer Offer

On Virgin Money's website

Apply by 30 September 2020

Virgin Australia Velocity Flyer Credit Card 22 Months Balance Transfer Offer

Highlights

  • Enjoy 0% p.a. for 22 months on Balance Transfers with 0% balance transfer fee (reverts to Cash Advance rate of 20.99% p.a.).
  • Earn 3 additional Velocity points per $1 spent in the first 3 months (capped at 10,000 points per month).
  • Save with the half annual fee of $64 p.a. on the first year (reverts to $129 p.a. thereafter).
  • Receive $129 Virgin Australia Gift Voucher each year.
Virgin Money No Annual Fee Credit Card

On Virgin Money's website

Apply by 30 September 2020

Virgin Money No Annual Fee Credit Card

Highlights

  • $0 annual fee for the life of the card.
  • Transfer your balance at 0% p.a. for 12 months on balance transfers (reverts to 20.99% p.a.)
  • Up to 55 interest-free days on purchases.

Virgin Money home loans

Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Owner, Principal and Interest) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Owner, Principal and Interest) LVR <80%

Interest rate (p.a.)

2.29%

Comp rate^ (p.a.)

2.87%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,729.30

Total repayment

$622,548.00

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.
  • New! Get $0 Lenders Mortgage Insurance for Owner, Principal and Interest loans for applications received between 24 September 2020 and 29 November 2020 and settles by 28 February 2021. Terms and Conditions apply.
Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Investor, Principal and Interest) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Investor, Principal and Interest) LVR <80%

Interest rate (p.a.)

2.69%

Comp rate^ (p.a.)

3.39%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,822.82

Total repayment

$656,215.20

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.
Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Investor, Interest Only) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Investor, Interest Only) LVR <80%

Interest rate (p.a.)

2.99%

Comp rate^ (p.a.)

3.40%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,894.79

Total repayment

$682,124.40

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.
Virgin Money Reward Me Fixed Rate Home Loan (3 years) $300K and above (Investor, Principal and Interest) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (3 years) $300K and above (Investor, Principal and Interest) LVR <80%

Interest rate (p.a.)

2.69%

Comp rate^ (p.a.)

3.34%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,822.82

Total repayment

$656,215.20

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.
Virgin Money Reward Me Fixed Rate Home Loan (3 years) $300K and above (Investor, Interest Only) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (3 years) $300K and above (Investor, Interest Only) LVR <80%

Interest rate (p.a.)

2.99%

Comp rate^ (p.a.)

3.38%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,894.79

Total repayment

$682,124.40

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.
Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Owner, Interest Only) LVR <80%

Virgin Money Reward Me Fixed Rate Home Loan (2 years) $300K and above (Owner, Interest Only) LVR <80%

Interest rate (p.a.)

2.79%

Comp rate^ (p.a.)

3.47%

Max LVR

80.00%

Application fee

$300.00

Monthly repayment

$1,846.63

Total repayment

$664,786.80

Highlights

  • Competitive fixed rates for 1 to 5 years terms.
  • Additional repayments up to $10,000 per annum.
  • Reverts to the discounted variable rate on expiry of the fixed term.

Bank promo

  • Get a little something back with $2,500 cashback when you refinance with Virgin Money. Terms, Eligibility & Credit Criteria apply. New eligible refinance loans & companion account. Apply between 29 August 2020 to 29 November 2020, and settle by 28 February 2021. Minimum loan amount of $300,000 and up to 80% LVR.

Q&As

Isn’t Virgin an airline?

Yes, but Richard Branson is a busy guy who likes to start companies, hence Virgin Money.

In 2008, the five-year agreement came to an end and the Virgin Credit Card was withdrawn from the Australian market, although Virgin Money continued to operate a number of financial services in Australia. In 2010, Virgin relaunched a new selection of credit cards offering a very attractive mixture of no fees, low rates and beneficial reward programs.