- Amplify Rewards credit cards
- Bank of Melbourne credit cards
- Credit cards with a sign up bonus
- Credit cards with purchase protection
- Frequent flyer credit cards
- Google Pay™ credit cards
- International travel credit cards
- New customer credit card offers
- Qantas credit cards
- Rewards credit cards
- Star Alliance credit cards
- Travel insurance credit cards
Bank of Melbourne Amplify Platinum Credit Card (Qantas)
Highlights
- Earn 50,000 Qantas Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
- Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
- Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
- Earn cashback when you shop through Bank of Melbourne's ShopBack app.
Pros and cons
Pros
Cons
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Our review
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The basics
- Additional cardholders. You can add up to 1 additional cardholder for free. You will be responsible for the account's management and any repayments.
- Digital wallets. This card is compatible with Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. Gambling transactions are not allowed on the Bank of Melbourne Amplify Platinum Credit Card (Qantas).
Rewards and benefits
- Complimentary travel insurance. Complimentary international travel insurance is available with the Bank of Melbourne Amplify Platinum Credit Card (Qantas). To activate the cover, the card must have been used to pay for travel costs related to your trip before you leave.
- Concierge services. The Bank of Melbourne Amplify Platinum Credit Card (Qantas) does not come with access to a concierge service.
- Rewards points. Bank of Melbourne Amplify Platinum Credit Card holders earn 0.5 Qantas Points for every $1 spent on eligible purchases in Australia and overseas. Points are capped at $100,000 per year and remain valid until the account is closed.
- Sign-up bonus. Bank of Melbourne provides a signup bonus of up to 50,000 points when you spend $3000 on eligible purchases within the initial 90 days.
Rates and fees
- Annual fee. Enjoy a discounted first-year annual fee of $99 which reverts to $124 thereafter.
- Balance transfers. There is no introductory balance transfer offer on this card at the moment.
- Cash advances. This card has a cash advance rate of 21.99% p.a., which will be charged immediately from the date of the cash advance. In addition to the interest rate, the Bank of Melbourne will charge a one-off fee to process any cash advances made with this card.
- Foreign exchange fee. Transactions made in a foreign currency will be subject to a 3% foreign transaction fee.
- Interest-free period. This card offers up to 55 days interest-free on purchases (except cash advances). To qualify, you must have paid off your previous balance or made the minimum required payment.
- Purchases. This card does not have any introductory offer on purchases. Cardholders will pay an interest of 20.99% p.a. for purchases made with this card.
Reviewed by Nilooka Dissanayake
Writer
User reviews
Convenience
Customer service
Rates and fees
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Trust
Helpful staff
Reviewed by Monica
Staff members in my branch are very helpful and made the process very easy. I have my credit card linked to Qantas points and the annual fee is waived as part of my home loan advantage package. I also receive complimentary travel insurance through the credit card, which is very helpful.
Use it for everything to earn more points
Reviewed by Monica
I don’t pay an annual fee for the credit card as it’s part of my home loan package, and this is for the life of the loan.
I have all my direct debits coming out of this card, as well as grocery shopping, etc, so I can earn as many points as possible to redeem for flights or other items.
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