Bendigo Bank

Starting 150 years ago in Bendigo in Victoria and Adelaide in South Australia, the Bendigo Bank now serves about 1.5 million customers Australia-wide.

Bendigo Bank credit cards

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Bendigo Bank Platinum Rewards Credit Card

Highlights

Earn 1.5 Bendigo rewards points for every $1 spent.
Includes up to 90 days of international travel insurance.
Also comes with an extended warranty on purchases.
No charge for supplementary cardholders.

Pros

For an $89 annual fee, the Bendigo Bank Platinum Rewards Credit Card includes international travel insurance for those under 81—quite a good deal.
Earned points can be redeemed for gift cards, flights, travel vouchers, and more.
Offers 90-day purchase protection, giving you peace of mind if your items are stolen or accidentally damaged soon after purchase.
Includes fraud monitoring and ensures you won't be held responsible for unauthorized transactions.
Interest is calculated from the statement date, giving you more time to pay.
Access Mastercard Priceless® Cities for exclusive experiences and special offers.
The credit limit starts at $3,000, giving you flexibility for larger purchases.
Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

There is no sign-up bonus offer at the moment.
No introductory balance transfer offer.

Bendigo Bank Qantas Platinum Credit Card

Highlights

Earn 0.6 Qantas Points for every $1 spent.
Includes up to 3 months of International Travel Insurance.
Comes with an extended warranty for eligible purchases and 90-day purchase protection for items stolen or accidentally damaged.
Get a FREE Qantas Frequent Flyer membership, saving you $99.50!

Pros

Add additional cardholders at no extra cost.
Includes fraud monitoring and ensures you won't be held responsible for unauthorized transactions.
Access Mastercard Priceless® Cities for exclusive experiences and special offers.
The credit limit starts at $3,000, giving you flexibility for larger purchases.
Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

There is no introductory balance transfer offer or purchase rate offer.
The 20,000 cap on reward earnings per statement period.
ATO spend does not earn points.

Bendigo Bright Credit Card

Highlights

The 11.99% p.a. interest rate is low, helping reduce interest costs on carried balances
A $59 annual fee keeps costs low and manageable.
Add additional cardholders at no extra cost.

Pros

Includes fraud monitoring and ensures you won't be held responsible for unauthorized transactions.
Access Mastercard Priceless® Cities for exclusive experiences and special offers.
Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay,

Cons

While there are no rewards, it’s ideal for those who value simplicity over perks.
There is no introductory Balance Transfer offer at the moment.

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Q&As

Why should I choose Bendigo Bank?

Bendigo bank started 150 years ago in Bendigo in Victoria and Adelaide in South Australia.

Nationwide service: The bank in its current format was created in 2007 by the merger of two banks which were formerly building societies. It now has over 400 branches, 2,000 ATMs and more than 6,500 employees, servicing around 1.5 million customers in all Australian states and territories.
Latest banking technology: Online banking, phone banking and a mobile banking app are available.
No need to transfer your banking: You can have a Bendigo Bank credit card even if you do your normal banking with another bank.

What is Bendigo Bank?

Bendigo and Adelaide Bank (its full name) was created in 2007 by the merger of two banks which were formerly building societies centred in the two cities named. The bank now has over 400 branches, 2,000 ATMs, more than 6,500 employees and around 1.5 million customers.

How widespread is Bendigo Bank’s branch network?

Bendigo Bank has over 400 branches covering all states and territories, plus an extensive network of agencies.

What products do Bendigo Bank offer?

For personal banking customers, Bendigo offers a wide range of products and services including transaction accounts, savings accounts, term deposits, managed funds, online share trading, margin lending, credit cards, home and personal loans, personal insurance, overseas money transfers, financial planning, and superannuation & retirement services.

Business services available include business transaction accounts, merchant payments, business credit cards, business debit cards, and business savings accounts.