The best Qantas credit cards offer valuable rewards and benefits to attract the savvy points hacker.
This month, we've rounded up our top credit card options for Qantas frequent flyers. From sign up bonuses to earn rates, find out which cards come out on top so you can maximise your Qantas Points.
Check out our Qantas credit card comparison page, where you can compare more offers.
Choose one...
- Best Qantas credit card overall
- Best Qantas credit card sign up bonus
- Best Qantas credit card for beginners
- Best (only) Qantas credit card with no annual fee
- Highest earning Qantas Points credit card
- Best balance transfer credit card with Qantas Points
- Best Qantas credit card for business
- Best ANZ Qantas credit card
- Best CommBank Qantas credit card
- Best NAB Qantas credit card
- Best Westpac Qantas credit card
- Best Amex Qantas credit card
- Pros and cons
- Our ranking criteria
The use of "featured", "popular", "best" and "top" on Finty do not constitute a product rating or recommendation and are subject to our general disclaimer. Calculations in comparison tables will vary based on personal data input.
The all-rounder
Best Qantas credit card overall
Balance transfer
N/A
Purchase rate
23.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$450.00 p.a. ongoing
Highlights
- Get 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Terms and Conditions apply.
- Receive 2 complimentary Qantas Club lounge invitations annually.
- Access a $450 Qantas Travel Credit each year (conditions apply).
Pros
Cons
Give your account a boost
Best Qantas credit card sign up bonus
Rewards program
Qantas Frequent Flyer
Points per $1 spent
0.50 points
Sign up bonus
100,000 points
Annual fee
$425.00 p.a. ongoing
Highlights
- Receive up to 130,000 points. Obtain 100,000 bonus Qantas Points and $250 cashback to your new card upon spending $5,000 on qualifying purchases within the initial 3 months from approval. Additionally, earn an extra 30,000 bonus Qantas Points by maintaining your card for over 12 months. Terms and Conditions apply.
- Earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period.
- Enjoy 7 complimentary insurances, including International Travel Insurance.
Pros
Cons
For people who are new to points hacking
Best Qantas credit card for beginners
Rewards program
Qantas Frequent Flyer
Points per $1 spent
0.75 points
Sign up bonus
N/A
Annual fee
N/A
Highlights
- Earn 1.75 Qantas Points on eligible Qantas products and services.
- Earn 0.75 Qantas Point for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
- $0 Annual Fee.
- Up to 4 Additional Cards for family members or friends with no extra fee.
Pros
Cons
Save money on account fees
Best (only) Qantas credit card with no annual fee
Balance transfer
N/A
Purchase rate
23.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$0.00 p.a.
Highlights
- Earn 1.75 Qantas Points on eligible Qantas products and services.
- Earn 0.75 Qantas Point for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
- $0 Annual Fee.
- Up to 4 Additional Cards for family members or friends with no extra fee.
Pros
Cons
Earn the most per dollar spent
Highest earning Qantas Points credit card
Rewards program
Qantas Frequent Flyer
Points per $1 spent
1.25 points
Sign up bonus
50,000 points
Annual fee
$450.00 p.a. ongoing
Highlights
- Get 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Terms and Conditions apply.
- Receive 2 complimentary Qantas Club lounge invitations annually.
- Access a $450 Qantas Travel Credit each year (conditions apply).
Pros
Cons
Save interest and earn Qantas Points as you spend
Best balance transfer credit card with Qantas Points
Rewards program
Amplify Qantas
Points per $1 spent
0.75 points
Sign up bonus
90,000 points
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive up to 80,000 bonus Qantas Points upon spending $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- Earn 0.75 Qantas points per $1 spent on eligible transactions.
- Benefit from complimentary overseas travel insurance for up to 6 months.
Pros
Cons
Turn expenses into Qantas Points
Best Qantas credit card for business
Rewards program
Qantas Business Rewards
Points per $1 spent
1.25 points
Sign up bonus
130,000 points
Annual fee
$450.00 p.a. ongoing
Highlights
- Obtain 130,000 bonus Qantas Points with the American Express Qantas Business Rewards Card when applying by 14 January 2025, getting approved, and spending at least $3,000 within 2 months of approval. Exclusive to new American Express Card Members.
- Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend, utilities, and insurance.
- Once a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent. *For Card Members who applied for the Card between July 1, 2023, and January 9, 2024, this change will take effect from July 10, 2024.
Pros
Cons
Earn with ANZ
Best ANZ Qantas credit card
Rewards program
Qantas Frequent Flyer
Points per $1 spent
0.50 points
Sign up bonus
100,000 points
Annual fee
$425.00 p.a. ongoing
Highlights
- Receive up to 130,000 points. Obtain 100,000 bonus Qantas Points and $250 cashback to your new card upon spending $5,000 on qualifying purchases within the initial 3 months from approval. Additionally, earn an extra 30,000 bonus Qantas Points by maintaining your card for over 12 months. Terms and Conditions apply.
- Earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period.
- Enjoy 7 complimentary insurances, including International Travel Insurance.
Pros
Cons
Earn with CommBank
Best CommBank Qantas credit card
Rewards program
Commonwealth Bank Awards
Points per $1 spent
1.25 points
Sign up bonus
70,000 points
Annual fee
$349.00 p.a. ongoing
Highlights
- Get a $100,000 bonus CommBank Awards points or 70,000 Qantas Points when you apply by 1 June 2023 and spend $5,000 on purchases within 90 days of card activation.
- Earn up to 1 million points per year or 400,000 Qantas Points per year. Terms and Conditions apply.
- Spend points on travel, shopping vouchers, merchandise, cashback, and much more.
- Feel secure with the complimentary International Travel Insurance.
Pros
Cons
Earn with NAB
Best NAB Qantas credit card
Rewards program
Qantas Frequent Flyer
Points per $1 spent
1 point
Sign up bonus
90,000 points
Annual fee
$295.00 for 1st year
Highlights
- Gain up to 120,000 bonus Qantas Points. Acquire 90,000 bonus points upon spending $3,000 within the initial 60 days from account approval date and an additional 30,000 bonus points upon maintaining your card open for over 12 months. Terms and conditions apply.
- Benefit from 0% on balance transfers for 12 months with a 3% Balance Transfer Fee.
- First-year annual fee reduced to $295 p.a. from $395 p.a. (saving you $100).
Pros
Cons
Earn with Westpac
Best Westpac Qantas credit card
Westpac Altitude Black Credit Card (Qantas)
Rewards program
Qantas Frequent Flyer
Points per $1 spent
0.75 points
Sign up bonus
90,000 points
Annual fee
$295.00 p.a. ongoing
Highlights
- Earn up to 120,000 bonus Qantas Points. Obtain 90,000 points upon spending $6,000 in the initial 90 days from the account approval date. Additionally, receive 30,000 points after making your eligible purchase in the second year.
- Earn 0.75 Qantas points per $1 spent.
- Enjoy two (2) complimentary Qantas Club airport lounge passes annually.
Pros
Cons
Earn with American Express
Best Amex Qantas credit card
Rewards program
Qantas Frequent Flyer
Points per $1 spent
1.25 points
Sign up bonus
50,000 points
Annual fee
$450.00 p.a. ongoing
Highlights
- Get 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Terms and Conditions apply.
- Receive 2 complimentary Qantas Club lounge invitations annually.
- Access a $450 Qantas Travel Credit each year (conditions apply).
Pros
Cons
Things to consider
Pros and cons
Pros
- Credit card sign up bonuses. Nearly every Qantas credit card has a sign up bonus, allowing you to quickly earn a large number of Qantas Points.
- Earn from everyday spending. Get rewarded when you buy groceries, fill up your car, go shopping, and pay bills.
- Lounge access. Some premium Qantas credit cards come with lounge access at domestic and international airport lounges.
- Complimentary insurance. Many of the high-end Qantas cards have insurance for overseas travel, lost luggage, flight cancellation, etc.
Cons
- Annual fees. These can be high on the premium cards and add up quickly if multiple cards are open.
- High interest rates. Expect interest rates on purchases to be high. Interest charged when carrying a balance will quickly erode the value of Qantas Points earned.
- Qantas Points expire. It's important — and very easy — to stay active and avoid this from happening.
- Point caps. Lower-end Qantas credit cards may have a cap on the number of points you can earn in a given period, which can be inconvenient and disappointing. Be sure to check the terms and conditions before applying.
How we choose these
Our ranking criteria
- This page provides a list of the best introductory balance transfer credit card offers in Australia, as available at the time of publishing on Finty.
- We have included personal and business credit cards in this list.
- Offers made available on other marketing channels, such as internet banking or direct mail, are not included.
- Offers that are exclusive to Finty are included, when available.
- Other factors are taken into account when there is a tie, including annual fees, interest rates, sign up bonuses, and rewards earn rate.
- Credit cards are eligible for consideration regardless of the status of Finty's relationship with the issuer.
