The basics
- Additional cardholders. You can add one additional cardholder for free for this card. Note that you will be responsible for managing the account and making repayments.
- Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. St.George has blocked gambling-related purchases on the Amplify Platinum Credit Card.
Rewards and benefits
- Complimentary travel insurance. The St.George Amplify Platinum Credit Card (Qantas) provides cardholders with complimentary international travel insurance coverage. Eligibility criteria apply and the card must have been used to purchase eligible travel expenses prior to departure for the cover to be active.
- Concierge services. The St.George Amplify Platinum Credit Card (Qantas) does not include a concierge service.
- Rewards points. St.George Amplify Platinum Credit Card (Qantas) holders earn 0.5 Qantas Points for every $1 spent on eligible purchases in Australia and overseas. Points are capped at $100,000 per year and remain valid until the account is closed.
- Sign-up bonus. St.George offers a signup bonus of 50,000 points when you spend $3000 on eligible purchases in the first 90 days.
Rates and fees
- Annual fee. The first-year annual fee is discounted to $99, then increases to $124 p.a. from the second year onward.
- Balance transfers. The St.George Amplify Platinum Credit Card (Qantas) currently does not have an introductory balance transfer.
- Cash advances. Cash advances will attract a higher of 21.99% p.a. or Cash Advance Rate, with interest accruing immediately from the date of the cash advance transaction. You will be charged a one-off cash advance fee in addition to interest for any cash advances made with this card.
- Foreign exchange fee. Purchases made in a foreign currency online or while travelling overseas will incur a 3% foreign exchange fee.
- Interest-free period. The St.George Amplify Platinum Credit Card (Qantas) offers up to 55 days interest-free on purchases (except cash advances) when you pay your previous balance in full or make the minimum required payment.
- Purchases. The St.George Amplify Platinum Credit Card (Qantas) does not have any introductory offer on purchases. Purchases will incur interest at the rate of 20.99% p.a.
