Choose to earn CommBank Awards points or opt-in to earn Qantas Points for $30 per year. Terms and Conditions apply.
Up to 55 days interest-free on purchases.
Earn 1 Awards point for every dollar you spend on your Awards Mastercard.
Get access to a unique collection of entertainment experiences through Priceless Sydney and Mastercard Privileges.
24/7 emergency assistance overseas.
Includes Transit Accident Insurance and Unauthorised Transaction Insurance.
The additional cardholder fee is $75.
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More about Commonwealth Bank credit cards
Find details on rates, charges, fees, rewards, and eligibility for a better comparison.
Are Awards points earned on all transactions?
No. Generally, points are only earned on purchases. Other transactions such as BPAY transactions, cash advances and balance transfers do not earn points. Check the program’s terms and conditions to ensure the scheme suits your spending habits and the way you want to use your card.
Can I manage my card via online banking?
Yes. Commonwealth Bank’s internet banking service, called NetBank, allows you to view and manage your credit card account securely online at anytime that suits you.
Can I use the telephone to manage my account?
Yes. You can get your balance, make payments, etc. on the phone.
Do CommBank offer any preferential pricing for existing customers??
To reward customer loyalty, if you already have a qualifying account, when you apply for one of their credit cards the bank reduces or waives your card’s annual fee. The amount that is deducted form the annual fee depends on which card you apply for. Subject to CommBank’s terms & conditions.
Do Commonwealth Awards points expire?
No. There is no expiry date on points, so you don’t have to worry about losing them.
Do I have to switch banks to get a credit card with CommBank?
No. You can apply for a CommBank credit card without having to switch from your existing bank.
How do I redeem my Awards points?
When you are a member of the Commonwealth Awards program you can browse the scheme’s store by logging into NetBank, find rewards and redeem points online. You can also redeem points by calling the Commonwealth Awards telephone service.
Is there a cap on the number of Commonwealth Awards points that can be earned?
Yes, there is a limit on how many Awards points you can earn; the number varies between different cards and depends on whether you have joined Qantas Frequent Flyer. The cap on all Commonwealth Award members’ points is reset each year on 1st January.
What are the criteria for applying for one of their credit cards?
To qualify you need to be age 18 years or over; be a citizen or resident of Australia; have a good credit history; and be able to make regular repayments. You also need to earn above a specified income threshold, which varies between the different credit cards. Making sure you meet these requirements before applying greatly increases you chances of getting approved.
What cards do Commonwealth Bank offer?
Commonwealth offers a full range of credit cards designed to suit the various requirements of its customer base. Each card is tailored to suit a different type of cardholder with a mixture of features, rates, fees, rewards and extra benefits. You can compare and select a credit card that suits your finances, from a simple low interest rate or low fee, credit cards that provide rewards for your spending and prestigious gold, platinum and diamond cards.
What does the Commonwealth Bank Awards program offer me?
The Awards program provides rewards for spending on your credit card. The bank offers standard, Gold, Platinum and Diamond Awards credit cards, each of which gains membership to one of Australia’s largest credit card rewards programs. Each time you make eligible purchases on your card you earn points, which can then be redeemed for an enormous choice of retail products and services, travel, gift cards and cash back on certain cards such as the CommBank Awards cards.
What kind of rewards can be earned?
The bank’s Awards program offers a wide choice of rewards that you can exchange for points earned on purchases. Rewards include retail merchandise, travel products and services, entertainment, Commonwealth Bank financial products, charity donations, frequent flyer programs and cash back on relevant cards.
When will I receive my new Commonwealth Bank credit card?
When you have completed the application process you will be notified whether or not you have been approved. If successfully approved, your new credit card will be posted to you within 10 working days.
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