Crypto savings accounts

Compare the yield from a number of the best crypto savings accounts.

Written by Andrew Boyd |

Verified by David Boyd

Updated July 11, 2025 |

Comparing of 1 crypto savings accounts with a principal amount of

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Crypto.com

Principal

$1,000.00

Annual Percentage Yield

14.5%

Earn

$145.00 p.a.

Highlights

Earn up to 14.50% APY on selected cryptocurrencies and stablecoins—significantly higher than traditional banks.
Supports over 40 cryptocurrencies and stablecoins, giving users a wide choice for interest-earning potential.
Deposit crypto directly into the earn program and begin accruing rewards immediately, with payouts applied weekly.
Flexible terms available: choose between flexible, 1-month, or 3-month lock-ups.

Pros

High-yield opportunities offer tens of times more return than even the best high-yield bank savings accounts.
Staking Crypto.com’s token boosts interest rates by up to 2 percentage points, rewarding loyalty.
Multiple lock-up options give you a choice.
Interest compounds weekly and is automatically added.
Easily manage Savings from within the existing Crypto.com app

Cons

Not FDIC-insured.
Lock-ups can hurt liquidity.
APY varies by asset and tier, so changing rates or staked CRO requirements can dramatically affect returns.
Limited asset transparency

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